If you're getting ALL your information about the process of transition from the internet, (i.e. like Chris, you've consulted no medical specialist in the field who can advise you on the likely results for you yourself) it can be confusing. There are bloggers/posters/etc in trans forums/communities who say they got very 'feminine-looking'/'passing' results from hormone treatment alone without facial feminisation surgeries. This is pretty controversial as some other community members basically don't believe they achieved these results from hormones alone.
I can see how Chris could have optimistically decided he might be able to 'pass' facially if he had only the hormone treatment, which is obviously a LOT more affordable (although if you're Chris, probably not affordable in truth). Whether he thinks he would get significant genital results from the hormones though, I have no idea. He does have.... unlikely beliefs at times.