Monica Rial / Monica Jean Rial / Rialisms & Ron Toye / Ronald Toye III / rontoye3 - 5th Bulma and Ron "Pick Up the Phone or You'll Find Your Dog Dead When You Get Home" Toye

[TheClappening]

Would this be a case of rats heading towards a sinking ship?

I wouldn't think so. The LA scene, as far as I know, hasn't had problems like Dallas has. They're probably moving there with aspirations of dollar signs and unions. Then they realize the cost of living is, what, triple compared to Texas?

 

[AnOminous]

Totally X to doubt about the dumb lunatic assault Moronica made to that guy, still sad how the guy had to confirm it himself as we all know how pre-disposed to lie she is. The news about their home being put on sale made me giggle, if they're so sure of absolute stomping Vic on all accounts, why would they need to move out? Doxing seems to be just a lame excuse, as we all know no one ever did anything with that information anyway, as we're not an autistic bunch of loons like Weebstein thought we were, but still...great job Morons! Wonder what's gonna happen to that Audi the pegged cuck wanted to buy and pay with Nick/Ty/Vic's money??

And here I thought insurance was paying for all of this. That magical insurance the Soye Boye claimed to have that just indemnifies you for literally everything so you can go around running people over in your car, libeling them hundreds of times, whatever, and they just signed off for whatever that cost, every single time, without asking any questions at all about why you were constantly being sued. At least that's what Soye claimed, and he's the most truthful person who ever lived.

If I thought Ron could save me money on a remortgage I'd still hire him.

If you got loaned money by a subhuman sleazeball like this you'd get fucked like you would deserve. Why the fuck would you even consider trusting a piece of shit like this? Whatever he'd say would be a lie.

 

[Much Ado About Nothing]

Most people who move to LA, move there "to make it" in whatever profession they have desired for themselves. Normally as young adults. It is a city that worships youth and money. They are gonna have a hard ass time if they decide to move there. Even if Cali is fairly liberal, I have this feeling that a hiring HR dept will just glance at their twitter and lawsuits and go "Nopenopenope."

Ron essentially used his last/sort of current employer as a tool for extortion (Marchi's hubbo did some money work or something at that firm did he not?) Ron is still listed as part of a branch team. Monica decided to file a complaint with HR over a jellybean joke years in the past. Not a great look. Added in sexual harassment later. Yeah, harassment, not attempted sexual assault which was what she described in her deposition.....

Although Cali is very liberal, companies there also do not like being dragged into lawsuits by people suffering from idiocy. Like most other companies.

I still can not find their home listed for sale anywhere though. I do find two others, neither are close to their home.

Edit:
I always been curious about that insurance. The few I sort of looked at would cover you for a lawsuit, if you worked in a profession that was a bit prone to lawsuits (frivilous, small ones). Realtor would be one of those I think. But this is specifically for the profession itself, and/or your actual home. The other option of umbrella insurance; have a "basic liability limit/deductable" that has to be met, and a "limit of liability" policy. Which means, a minimum they must cover themselves, and an "upper limit" that is set by their policy. Which I assume they picked themselves. Anything above that maximum amount they must cover out of pocket.

 

[SupahAuspregatist]

Interesting.

Off the top of my head, Jeannie Tirado and Felecia Angelle also moved to LA sometime in 2019 or so. Howard Wang, who once was housemates with Sarah Weidenheft (the chick who has a convicted pedo brother and breached contract with KamehaCon when they reinvited Vic) does work for Riot, which is headquartered in LA.

So, lots of migrations out to LA. Except for Vic, the reverse hasn't been true.

I assume everyone is heading that way because pedo stuff is a lot easier over there than it is in Texas.

 

[AnOminous]

The other option of umbrella insurance; have a "basic liability limit/deductable" that has to be met, and a "limit of liability" policy. Which means, a minimum they must cover themselves, and an "upper limit" that is set by their policy. Which I assume they picked themselves. Anything above that maximum amount they must cover out of pocket.

This is what you usually have with a homeowner's policy, where it goes along with other kinds of tort insurance, like if someone slips and falls in your house and then sues. I can't imagine there are many insurance policies where you can basically say "yeah I'm going to do the very same thing that got me sued every single day on purpose hundreds of times for years, you'll just pay for all that right?"

 

[HighwayStar]

It seems like a lot of Funimation VAs are moving to LA. Apparently Tatum and what's his face is moving to LA.

Something is definitely happening in Flower Mound. Man, what I would give to be a fly buzzing within those headquarters and eavesdropping on their conversations right now.

 

[Much Ado About Nothing]

This is what you usually have with a homeowner's policy, where it goes along with other kinds of tort insurance, like if someone slips and falls in your house and then sues. I can't imagine there are many insurance policies where you can basically say "yeah I'm going to do the very same thing that got me sued every single day on purpose hundreds of times for years, you'll just pay for all that right?"

No expert on insurances here, but most appear to work in that way.
Though, would a CGL policy have a different limit or something? Commercial General Liability policy?
These policies specifically covers defamation, libel and slander lawsuits (amongst other things). These are normally taken out for businesses and not on a personal basis. I suppose maybe one day we will get our answer about what cray-cray insurance company is covering his ass. Cause god damn.....if I had seen the shit he been up to, I would withdraw coverage and pull back support that has been ongoing in the period they have been a nutjob.

 

[5t3n0g0ph3r]

I always been curious about that insurance. The few I sort of looked at would cover you for a lawsuit, if you worked in a profession that was a bit prone to lawsuits (frivilous, small ones). Realtor would be one of those I think. But this is specifically for the profession itself, and/or your actual home. The other option of umbrella insurance; have a "basic liability limit/deductable" that has to be met, and a "limit of liability" policy. Which means, a minimum they must cover themselves, and an "upper limit" that is set by their policy. Which I assume they picked themselves. Anything above that maximum amount they must cover out of pocket.

From the DM leaks, Ron said it was an Allstate insurance policy,
Might want to start looking at the different policies Allstate offers and what their coverages are.

 

[Urbanmech]

From the DM leaks, Ron said it was an Allstate insurance policy,
Might want to start looking at the different policies Allstate offers and what their coverages are.

And keep in mind he also said the insurance company came in late to the game (Aug/Sep?). I wonder if all the stuff before the insurance came on board is not being covered since it wasn't preapproved by the insurance company. I mean that is what I was told insurance companies will do is sign off on the actions of the lawyers in a lawsuit instead of giving them free reign on the spending...

 

[Drowningman]

It's amazing what happens when your cash flow stops and bills still have to be paid.
Maybe Wick Phillips are wanting their billing paid for services to Moronica .

 

[FadeIntoObscurity]

From my knowledge, insurance companies are not very willing to pay for things. I'm used to them finding some sort of loophole or having some sort of reason to not cover you. I have never seen an insurance company work the way Ron's does. Most of the time a deductible must be met before the insurance starts covering it. There may even be caps on to how much they even cover for specific things. I don't know about liability insurance but medical insurance will cover you if you go to a doctor that is within their network and either costs more or doesn't cover you at all if you're outside of it. It would make sense to me if liability insurance has a network of lawyers to choose from.

Ron makes it seem like the 50k he claimed to pay out of pocket was something he did before being aware his policy covered defamation. I don't know of a company that just outright covers you 100% from the start unless it is something very specific. His magic insurance covered everything from the beginning, covers all their bullshit actions in the lawsuit, and will continue to pay infinite amounts of money to cover it until it's over? Just doesn't make sense to me. Insurance companies are really specific about shit and need to approve of whatever is being done before they pay. They don't just throw money at you all willy nilly.

 

[MightyBiteySnake]

From the DM leaks, Ron said it was an Allstate insurance policy,
Might want to start looking at the different policies Allstate offers and what their coverages are.

Figures. Ron probably spends hours on the phone begging to speak to Jake so he can ask him to plow Monica

Edit: I'm retarded and forgot which insurance companies are which gdi

 

[Why_Did_I_Make_This]

From my knowledge, insurance companies are not very willing to pay for things. I'm used to them finding some sort of loophole or having some sort of reason to not cover you. I have never seen an insurance company work the way Ron's does. Most of the time a deductible must be met before the insurance starts covering it. There may even be caps on to how much they even cover for specific things. I don't know about liability insurance but medical insurance will cover you if you go to a doctor that is within their network and either costs more or doesn't cover you at all if you're outside of it. It would make sense to me if liability insurance has a network of lawyers to choose from.

Ron makes it seem like the 50k he claimed to pay out of pocket was something he did before being aware his policy covered defamation. I don't know of a company that just outright covers you 100% from the start unless it is something very specific. His magic insurance covered everything from the beginning, covers all their bullshit actions in the lawsuit, and will continue to pay infinite amounts of money to cover it until it's over? Just doesn't make sense to me. Insurance companies are really specific about shit and need to approve of whatever is being done before they pay. They don't just throw money at you all willy nilly.

Talked with someone who is licensed in Texas to sell insurance... If you have a good policy it will cover up to 300k in terms of general liability. That said, they haven't seen a single person successfully claim it in terms of defamation.

 

[Doodler98]

Oh he's with Allstate?
This is what they have to say about defamation being covered by their umbrella policy:
Source
I'll quote the important bit:

WHAT TYPE OF DEFAMATION IS NOT COVERED BY A PERSONAL UMBRELLA POLICY?​

While an umbrella policy may help prevent you from paying out of pocket if you face a legal judgment for defamation, not every scenario is covered by a personal umbrella policy. Here are a few typical exclusions:

• Your alleged libelous or slanderous statement is related to a business you own
• Your policy wasn't in force at the time the comment was said or written
• You intentionally make a false comment or statement that defames someone else

Gonna guess that they might not look too kindly on Ron's tweeting habits.

 

[Pope of Degeneracy]

Oh he's with Allstate?
This is what they have to say about defamation being covered by their umbrella policy:
Source
I'll quote the important bit:

WHAT TYPE OF DEFAMATION IS NOT COVERED BY A PERSONAL UMBRELLA POLICY?​

While an umbrella policy may help prevent you from paying out of pocket if you face a legal judgment for defamation, not every scenario is covered by a personal umbrella policy. Here are a few typical exclusions:

• Your alleged libelous or slanderous statement is related to a business you own
• Your policy wasn't in force at the time the comment was said or written
• You intentionally make a false comment or statement that defames someone else

Gonna guess that they might not look too kindly on Ron's tweeting habits.

Were the likes really worth it @Ron Toye?

 

[TexOffender]

Oh he's with Allstate?
This is what they have to say about defamation being covered by their umbrella policy:
Source
I'll quote the important bit:

WHAT TYPE OF DEFAMATION IS NOT COVERED BY A PERSONAL UMBRELLA POLICY?​

While an umbrella policy may help prevent you from paying out of pocket if you face a legal judgment for defamation, not every scenario is covered by a personal umbrella policy. Here are a few typical exclusions:

• Your alleged libelous or slanderous statement is related to a business you own
• Your policy wasn't in force at the time the comment was said or written
• You intentionally make a false comment or statement that defames someone else

Gonna guess that they might not look too kindly on Ron's tweeting habits.

HAHAHAHAHAHAHAHAHHAHAHAHAHAHA so it doesn't really cover anything if you actually did it? Gotcha.

Explains wick phillips lawyer yelling at the judge.

 

[HighwayStar]

Were the likes really worth it @Ron Toye?

Twitter = Reality

 

[Kari Kamiya]

Oh he's with Allstate?
This is what they have to say about defamation being covered by their umbrella policy:
Source
I'll quote the important bit:

WHAT TYPE OF DEFAMATION IS NOT COVERED BY A PERSONAL UMBRELLA POLICY?​

While an umbrella policy may help prevent you from paying out of pocket if you face a legal judgment for defamation, not every scenario is covered by a personal umbrella policy. Here are a few typical exclusions:

• Your alleged libelous or slanderous statement is related to a business you own
• Your policy wasn't in force at the time the comment was said or written
• You intentionally make a false comment or statement that defames someone else

Gonna guess that they might not look too kindly on Ron's tweeting habits.

The rope they were hoping to use for Vic fell into the wrong hands who thought to himself, "Hm, I should test this out to make sure it's strong and long enough."

 

[Drowningman]

and if you have ever had to deal with Allstate, you know they really dont like giving up a cent and will fight you tooth and nail if they think they can outwit you.

 

[AnOminous]

and if you have ever had to deal with Allstate, you know they really dont like giving up a cent and will fight you tooth and nail if they think they can outwit you.

Allstate is notorious for that shit. This is why I don't believe Toye's claims. They have at least two valid reasons to deny coverage. First, Toye idiotically involved his business in the defamation. Second, it's obviously intentional behavior, not an accident. I could easily see Allstate deliberately letting a moron like Toye fuck himself out of coverage.