These people are just enablers at this point. The whales are morally bankrupt for participating in this farce. You can clearly see it from his emergency begging today - he has nothing to hide behind. There is no narrative that justifies this current situation. The condo? He used to pay that and his bills when he was making much less than he does now, and he still isn't paying the mortgage on it anymore. The taxes? He can't keep things straight on that, and it happens every year at this time. Bills? Aside from the taxes, they are pretty uniform monthly, how is there no budget in place. Kat? Her not being able to work more does not explain why she can't contribute in this week before he gets paid. Chargebacks? We're almost 4 months into Phil's 'changes' - they can't be happening regularly. Unforseen emergencies? Jasper jumping on him... that's not even up there with emergency expenses of yore. He can't even concoct a good lie. This is just straight up, "give me cash now or I'm implying I'll die."
He is just an addict. He can't function even when he has money. He can't budget, he can't save. He is immediately lamenting that he can't run to credit cards, but there is no justification for why he would need to after the year he has had, and he said that as though it is what he has done in the past - Phil, buddy, the narrative every year before this was that you were raising money to pay those bills. You just admitted you put them on credit cards. You scammed your audience.
He's just sloppy and desperate, wracked with the Scopely Shakes.
Also... interestingly, contrary to what Phil has said, his last actual emergency fundraiser was on February 28th, 2020. So even when he had his debt cleared, even when he had a massive influx of cash support, even when he had $6k in cheers, over 1000 subs for 4 months... Phil can only make it a year before he collapses and emergency begs. He's right about one thing. This is his future. It reasonably cannot be better than he just had it, and it was only enough to function for 365 days without crumbling.
This isn't even funny right now. He became a parody of himself today. Phil is just disgusting right now.