Lolcow Melinda Leigh Scott & Marshall Castersen - Sue-happy couple. Flat earth conspiracists. Pretending to be Jewish. Believe Kiwi Farms is protected by the Masonic Order. 0-6 on lawsuits. Marshall is dead.

I had to weigh in on this because it’s HILARIOUS to me, her thoughts on how she’s budgeting for a house purchase. I’m going to make some assumptions here, so bear with me.

Assumptions:
1. First-time home buyer
2. Poor to no credit
3. Will be utilizing some form of Assistance in order to make this purchase work.
4. Max budget, generously, $100k

Now to the realities of this situation:
1. Utilizing Assistance for a home purchase forces you into a certain type of mortgage (FHA). This is generally also true if you’re a first time homebuyer.
2. The less money in the down payment, the more the monthly payment will be.
3. Poor credit will fuck you on APR, and really poor credit puts you in adjustable rate territory.
4. The mortgage payment is only approximately half of what is paid on the bill each month. The other half goes to mortgage payment insurance and escrow for taxes, homeowners insurance, etc.
5. You can’t skip out on the mpi/escrow half of the payment. Banks want to be sure that taxes are paid and the house is insured.
6. Banks don’t like to lend to buyers for cheap properties. Not a lot of return on investment. It’s not impossible, but it’s hard to convince them that it’s a worthwhile gamble.
7. FHA loans have certain standards that houses have to meet in order to be purchased. They require inspection and remediation of deficiencies before closing. Sellers with cheap properties don’t like to or want to fix these things for sale.
Don't forget that she's been kicked out of two of her places for failure to pay rent. Pretty sure that's going to bite her in the ass when trying to get a house.
 
I had to weigh in on this because it’s HILARIOUS to me, her thoughts on how she’s budgeting for a house purchase. I’m going to make some assumptions here, so bear with me.

Assumptions:
1. First-time home buyer
2. Poor to no credit
3. Will be utilizing some form of Assistance in order to make this purchase work.
4. Max budget, generously, $100k

Now to the realities of this situation:
1. Utilizing Assistance for a home purchase forces you into a certain type of mortgage (FHA). This is generally also true if you’re a first time homebuyer.
2. The less money in the down payment, the more the monthly payment will be.
3. Poor credit will fuck you on APR, and really poor credit puts you in adjustable rate territory.
4. The mortgage payment is only approximately half of what is paid on the bill each month. The other half goes to mortgage payment insurance and escrow for taxes, homeowners insurance, etc.
5. You can’t skip out on the mpi/escrow half of the payment. Banks want to be sure that taxes are paid and the house is insured.
6. Banks don’t like to lend to buyers for cheap properties. Not a lot of return on investment. It’s not impossible, but it’s hard to convince them that it’s a worthwhile gamble.
7. FHA loans have certain standards that houses have to meet in order to be purchased. They require inspection and remediation of deficiencies before closing. Sellers with cheap properties don’t like to or want to fix these things for sale.
The whole thing actually sounds very suspicious.

"Owner Financing from a family who owns the house and is helping me" leads me to believe that she's being placed in a shed out in a field somewhere and the owner of the shed is holding on to any deed until she pays off the "mortgage".

In other words, she's probably paying $325 rent to live in a shed without a water main connection and will not hold title to any land.
 
asked if you regretted giving the judge the evidence that the service was invalid.
Not at all. His residence in Florida doesn't invalidate what I said in the other pleadings.

Courts pick and choose when they are going to follow the legal standard. I've seen judges and lawyers break and bend the law all the time in courtrooms and on paper.

In this case, the Default was vacated because they aren't following their own rules and legal standards. Despite my opinion that the legal system is corrupt, I will continue to use it as a matter of dignity. What other option do I have? It's against American laws to assault Joshua Moon.

And we all know that Joshua Moon is too much of a coward to fight me in mutual combat with fists on some fine Virginia soil. That's why he hides behind a computer. He knows I could kick his ass with my just my fists :cunningpepe:

That's why he ran off to Europe for a vacation lol

Null is going to be absolutely chomping at the bit to get back his legal costs by any means necessary.

He has to prove that he even paid them, not his trolls here paying, that doesn't count.

And after all, if he would sue me, that will provide me with an address to serve him with my counterclaim.


I don't think any man in the world shares the values of your bizarre made-up religion that you falsely label Judaism.
Actually, I've met men who agree with each of my major views. Each one. Platonically as scholars, and former Shidduch partners

Also, it's not hard to convince a wise man.

"If you reprove a scoffer, he will hate you; if you reprove a wise man, he will love you.
Give to a wise man, and he grows still wiser;
teach a righteous man, and he will learn still more." (Prov. 9:8-9)



Marshall and I had a very high agreement rate when it came to theology. Our parenting and relationship philosophies clashed somewhat.
 
I don't regret filing. I maintain my dignity giving Joshua Moon the middle finger in a legal manner.

Lawsuits aren't meant to be a middle finger, you absolute retard. They're meant to make someone whole after they've suffered actual damages. You've suffered none. I really hope @Null gives that line to his attorney to show the judge as a final nail in your vexatious coffin.
 
made-up religion
On a side note: what do you consider a "made up religion"? Sounds like you're condemning people who think for themselves

Lawsuits aren't meant to be a middle finger, you absolute retard. They're meant to make someone whole after they've suffered actual damages. You've suffered none. I really hope @Null gives that line to his attorney to show the judge as a final nail in your vexatious coffin.
 
That has nothing to do with suing anyone, you fucking moron. Not surprising you link to that though, seeing as misinterpreted cases are the hallmarks of your failed suits.
I never said it was connected. It was an interesting article.

Lawsuits aren't meant to be a middle finger, you absolute retard. They're meant to make someone whole after they've suffered actual damages. You've suffered none. I really hope @Null gives that line to his attorney to show the judge as a final nail in your vexatious coffin.
You're looking into a figure of speech too deeply.
 
Not at all. His residence in Florida doesn't invalidate what I said in the other pleadings.
Yes it does. If you believe Null lived at that address, you were obligated to service that address. No exceptions.

That's why he ran off to Europe for a vacation lol
Yes, because vacations always last years and involve renting apartments across multiple countries.

I never said it was connected. It was an interesting article.
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Except he doesn't have a residence in Florida. Hasn't since 2017 Why is that hard for you to understand Melinda

You're pathological liars. I don't believe you.

He also has a residence to establish his active registered Republican voter registration. Can't be registered without a domicile. I could subpoena all that



Yes it does. If you believe Null lived at that address, you were obligated to service that address. No exceptions.
Inaccurate. You do not have to limit your options for an EVASIVE DEFENDANT

Yes, because vacations always last years and involve renting apartments across multiple countries.
His broke ass is running around the world? Doubt it

I also have 3 conflicting screenshots suggesting that Joshua Moon doesn't actually exist. For all we know, Mr. Hardin is Joshua Moon
 
Not at all. His residence in Florida doesn't invalidate what I said in the other pleadings.
That's the complete opposite of what the court said. It basically said that all your arguments for service are defective.
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In this case, the Default was vacated because they aren't following their own rules and legal standards.
Give me one fault with the judge's decision and one caselaw that would counter it, and I will tell you why you are wrong on both accounts.
That's why he ran off to Europe for a vacation lol
He has lived in Europe for quite a while now, that is not a secret to anyone on the Farms.
And we all know that Joshua Moon is too much of a coward to fight me in mutual combat with fists on some fine Virginia soil. That's why he hides behind a computer. He knows I could kick his ass with my just my fists :cunningpepe:
"MOON MEAN! I SHOULD BE ALLOWED TO HIT MOON! THOSE DAMN GOY LAWS! REEEEEEEEEEEEEEEEE!"
He has to prove that he even paid them, not his trolls here paying, that doesn't count.
Literally no. The court has always (since at least 1970's) held that who pays for legal fees doesn't matter, only that fees had to be paid. For one example you can look at Hughes v. Benjamin,Latin Am. Music Co. v. Spanish Broad. Sys. ("The fact that a prevailing party's legal fees are paid by a third party should not deprive it of the ability to recover fees for the total amount spent on successfully litigating a case", ABC, Inc. v. PrimeTime 24, Joint Venture ("In other contexts, courts have consistently held that the fact that a third party has paid some or all of the prevailing party's legal fees does not bar a recovery of statutory attorney's fees." "T]he fact that [a prevailing party’s] legal fees and expenses have been paid by [a third party] may be a factor which the court considers in deciding whether to exercise its discretion in awarding fees, that fact does not bar [the prevailing party] from recovering such fees")
Interestingly, a real lawyer (and you are not one), Nick, agrees with me on this issue.
And after all, if he would sue me, that will provide me with an address to serve him with my counterclaim.
He does not need to sue you to get fees from you, or to ask the court for any other sanctions. But, given your bad faith behavior towards him, he can always seal his address before delivering the motion. It's rare, but things like that are allowed, and have happened even in this year.
Actually, I've met men who agree with each of my major views
I really doubt that.
My god, retard, learn to fucking read.
He also has a residence to establish his active registered Republican voter registration. Can't be registered without a domicile. I could subpoena all that
He can be registered and not live there. Every year every state removes around 200k thousand of people like that from the voter rolls. It's normal. Most recently Michigan removed 177k for same reasons.
You're pathological liars. I don't believe you.
That's you.
You do not have to limit your options for an EVASIVE DEFENDANT
He is not evasive though. The judge confirmed it by stating that there is no evidence he had received the service, nor that the shop the service was left that even notified Null about it, therefore he could not have been evasive.
His broke ass is running around the world?
A month ago you were sure he had tons of cash. What changed?
I also have 3 conflicting screenshots suggesting that Joshua Moon doesn't actually exist. For all we know, Mr. Hardin is Joshua Moon
This is retarded. You are almost as retarded as Pamela Swein

Oh, btw, you said you would report me to the FBI. They haven't shown up yet. Telling, huh?
 
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And we all know that Joshua Moon is too much of a coward to fight me in mutual combat with fists on some fine Virginia soil. That's why he hides behind a computer. He knows I could kick his ass with my just my fists
All null has to do is elect Marshall as his champion. He'd probably slap you around for old times sake and not even charge.
 
You're pathological liars. I don't believe you.

He also has a residence to establish his active registered Republican voter registration. Can't be registered without a domicile. I could subpoena all that
Look up Non Resident Citizen.

Inaccurate. You do not have to limit your options for an EVASIVE DEFENDANT
He wasn't being evasive, though. You just failed at actually serving.

His broke ass is running around the world? Doubt it

I also have 3 conflicting screenshots suggesting that Joshua Moon doesn't actually exist. For all we know, Mr. Hardin is Joshua Moon
Yes. Sue the lawyer. This is the correct course of action.
 
You're pathological liars. I don't believe you.

He also has a residence to establish his active registered Republican voter registration. Can't be registered without a domicile. I could subpoena all that
The only pathological liar here is named Melinda Leigh Scott.
You can stay on the registry for years. You also can't subpoena shit. You're pro se, you can't sign or issue a subpoena and the court wont do it for you. You want to do so, hire a real attorney,
 
He has to prove that he even paid them, not his trolls here paying, that doesn't count.

And after all, if he would sue me, that will provide me with an address to serve h
You have an address to serve him. You fucked up at serving him at said address. And whether or not the lawsuit was paid for using donated money, Null is still entitled to his costs back, since the donations almost assuredly do not cover all his legal costs. Which, of course, you know, since the primary purpose of your crayon scribble motions is to bleed Null's wallet dry. Another point for the vexatious litigant category.
 
And we all know that Joshua Moon is too much of a coward to fight me in mutual combat with fists on some fine Virginia soil. That's why he hides behind a computer. He knows I could kick his ass with my just my fists :cunningpepe:

That's why he ran off to Europe for a vacation lol
If you're so confident that you can kick Null's ass, fly your ass to Ukraine and do it, I'll even foot your ticket there. If you're gonna talk big shit, you better take big hits
 
Look up Non Resident Citizen.



He wasn't being evasive, though. You just failed at actually serving.



Yes. Sue the lawyer. This is the correct course of action.
I find it fascinating that, even in the face of all evidence otherwise, and even though it actively harms her own arguments in this lawsuit, she still insists Josh lives at that address.

I mean, that's a level of ignorance that defies any and all comprehension. It's just amazing. It's kinda like a person willfully shooting themselves in the foot with a loaded gun to prove it isn't loaded, then insisting there's no bullet in their foot after they inevitably shoot themselves.
 
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