"I need your help, especially I have to buy a game today - I have to buy Ghouls and Ghosts Resurrection for tomorrow."
It's $30.
"... I need your help right now with tips. Here's why. Right now I'm trying to raise the funds to pay my tax guy so he'll actually file my taxes this year. This happened last year too and I completely forgot about this."
I'll say you did, you've repeatedly claimed this fundraiser never happened last year. Note that he still doesn't acknowledge the fundraiser though, since that shits on the idea that he could manage his money last year.
"He charges up front. My old tax guy never did that, of course my old tax guy did my taxes wrong for many years... I need to pay him up front, and I forgot about that."
I like how he mentions the old tax guy for no reason but to establish himself as a victim. Further, there is literally no way to forget this. He has had to work with this guy for the bankruptcy, through negotiating his payment plan, and said he spoke to him several times in the last month to get everything he needed. And at no point did this guy mention money? Phil specifically complained that this guy wants 'money up front' because of the bankruptcy (I suspect he rightfully does not trust Phil). And think about this for a second... why would a service like this not expect money up front? Phil is struggling with the idea of having to pay for a service before it's done. Say like a viewer's choice marathon... or a stream goal that is best 'hit early'.
"These last couple of months have already been financially tight for me. And then, this last month, as you guys know, I talked about this a lot, I worked on my taxes, I've done many times here behind the streams... tax stuff, tax stuff, tax stuff... so I submitted it all to him last week thinking we're all good. And he's like 'yeah, by the way, you have to pay me or I'm not gonna do it. I went... ah fuck. I totally forgot about this. Alright? I would like to pay this guy as soon as humanly possible... problem is, I don't have the money for it!"
Massive problems here. Phil mentions the "last couple of months" have been tight - this is not accurate. Heavy begging did not commence until the end of January in order to be far enough out from his Jan 15th Twitch payment. Phil claimed that taxes drained his account at the end of January. He then begged for several bills to be covered, including his condo fees and internet, at the start of February. He was 'going to be fine' after his Twitch payment on the 15th. Now, 9 days on, he needed a new severe expense in order to beg.
But there is an issue - he was just paid by Twitch and the earlier part of the month allegedly covered several major bills. Phil also said this conversation with his tax guy happened seven days ago. That would have been 3 days after his Twitch payment. With half of his monthly bills paid already from begging, do you know what this means? What we have to believe here?
Phil Burnell wants us to believe he spent his entire $6000 Twitch paycheck in seven days on legitimate expenses, not one of which was for the business except for Divinity.
This is fucking insane.
"I don't have the money. I have some of the money. But if I spend it all, now I empty my bank account out again, and we're back to square one, where the hell we were last month. Remember how tight it was? Early on in February? Where I was like tip me and forgo all other contribution methods because it is so tight... Every month there is something coming up and it's kinda taken all my money and... you know... j-..."
How? No, seriously, how? If he paid his taxes in January, that would have been several thousands in extra expenses which he allegedly covered. He then had all his bills paid for February at the start via tips, as he claimed. He then got paid a (still inflated) amount from Twitch, and this is somehow insufficient to eat an additional $1000 in expenses, despite the fact that he has not had to touch any of that money yet. The last part is the hook for this narrative. Every month there is a hidden extra expense. Two months. This has been two months, while expenses that are the same each year. This is why you budget and save. But Phil can't do that for some reason.
"It used to be I'd have credit. What I used to do to this stuff, I would just slap it on a credit card. I don't have that anymore. I'm 100% reliant on being liquid, on having cash flow, from the income that I make on the stream. Now in addition to that, I'm going to have less income coming up this month, because guess what, look at how the subs have dipped, right? So the subscriptions have dipped, as well as uh, all this going on behind the scenes."
Phil, you held emergency fundraisers in the past an said you just put everything on credit. What the fuck were the fundraisers for? Also, he keeps saying the credit thing as an excuse for why he had to beg. Then why was he begging for years? It's so irresponsible to say "I can't put it on credit". That's why you went fucking bankrupt, by guy. Lying about money for fundraisers and just throwing everything on credit.
Then he says that subs have dipped. This is like his begging for $100/stream after the vest streak. He is literally trying to suggest that 1000 subs is his 'norm' and that his current drop to 650 is abnormal. This is his normal sub level. Gifted subs would sometimes push it between 7-800. Dropping below 1000 subs is not a 'dip'. It was an inflation. It happened for 4 months and he wants us to believe that this has caused his income to unforeseeably decline. All so we won't ask the real question - where did all that extra money go?
Finally, keep in mind his YT payment just came in, and he has another $300 from Patreon in 4 days. This will go unmentioned.