The thing that always gets a chuckle out of me when Lou describes his budgeting is that he usually suggests that he might spend his luxury money on a book, probably to sound wholesome. I can't think of him ever talking about a book he has read.
And a piece of art... One of the things about learning to draw is that, gasp, he could draw his own fursona porn and not need to beg money to buy it. Or... Do without, or with much less than he buys. I know, he has no intentions of drawing or finding ways to spend less money. Just putting the perspective of a normal person to contrast.