Nobody is going to force you to give up your things! Is not communism!
Where do I begin?
If every consumer good becomes a service, then you have no choice but to live by buying that service. Capitalism isn't perfect but at least you have the certainty that what you buy, you own.
In a post-capitalist system like this, everything you use can be revoked from your use at every moment. It isn't yours, and it certainly isn't society's as a whole, it is the property of the company that rents it to you.
In this aspect, the entire economy would become a massive bike-sharing program, and the bikes you rent there are not your own.
You are absolutely forced to integrate in such a system in order to survive, this is being coherced into it, and that you have to rent and re-rent every time just makes you dependent forever on these people.
There is more to communism than "cohercion", and it is a superior arrangement to this anyway. There is no renting of services from a company, what you take (for free) belongs to society as a whole, and since you're part of society, it can be said to belong to you as well.
How would what you need be alienated from you, in absence of a state and a distinction between you and the producers, since you are also part of them? Who or what could take the decision? Society is an abstract concept, to say that it could take the decision would be to reify it.
But in this sort of post-capitalism all you need to do is say on the internet that you are not going to date the troon.
Ok, I'll give you an example: Someone gives you a phone that is unique to you. You don't own that phone but you use it. Someone gives you a house. You don't own that house, but you live in it. Someone gives you access to medical services. You didn't pay for it, but you make use of it.
You won't own anything but you'll have everything. And you'll be systematized and recorded. You won't need money to get what you need, only your code number and registry.
Of course that will only come about 20-30 years from now, where it becomes the new normal and the concept of money will start to dissapear
What you don't own isn't social, it belongs to someone else. The phone I have can be bricked from a distance, I can be evicted from my house, the medical services, I can be excluded from them, etc, etc.
You're forgetting one key aspect: SOMEONE ELSE OWNS ALL THIS.
Money isn't going to disappear, realistically it's going to be digitalized (that is, turned into ten times the abstraction it currently is) and be used to track your transactions, and thus even more aspects of your life. We're already on our way for this.
There is no way I could possibly be happy renting food made from my own excrement and water made from my own piss with "money" I didn't earn (automation would put everyone out of work), surveilled 24/7 forced to live in some urban dystopia, excluded forever from any sort of real environment unless for tourism, or anything real at all.
Living in this kind of misery, probably castrated or sterilized because what good are we if machines do all the work for us? Do you know who lives like this? The elderly in nursing homes.
We would be only waiting for our own extinction then.