Time for a bit of Occam’s Razor. What’s more likely?
- Phil is laundering money for a third party and despite being terrified by the world at large and people in general, and minority men specifically, of which there are a glut in the American prison system, or
- Phil is concealing (poorly) a devastating gambling habit of which if definitive proof was ever found it would make news across the internet due to his infamy and years of crying poor, in addition to anything and everything else he keeps hidden by refusing to show any part of his house besides one small room, and which at one point included a living creature whose existence he denied for months when asked if he had a cat.
Phil is not engaged in criminal activity beyond the fraud we already know exists and which state and federal authorities have decided, for whatever reason, to ignore. He has, in my mind, been spending exorbitantly for years and is desperate to keep any evidence of his lifestyle unseen by the internet. I can assure with almost complete certainty that were someone able to walk through his condo this afternoon while he’s out shopping at the Fred Fuck Meyer they would be
shawked at the way this man is living while he approaches his audience hat in hand every single week and begs for their couch change.