Phil's income is slipping, he's under $100k/year now. But, it's a slow decline.
Mentally is where Phil has really dipped since the Side Scrollers saga, and especially whatever happened with Kat this year that suddenly changed him from "I'm the happiest I've ever been" to always bitching about something he refuses to talk about. Some of his prestream self-therapy rants the past few months are out there.
Phil is NOW filling the crunch of inflation and you know he can't downgrade in lifestyle, dood! He's said so himself! So, now its YOUR responsibility to keep him and fat Khat full of Doordash.
Oh, Phil's mental decline is going to get worst. After years of self isolation, the only person he talks to is soulmaid, and some dent that wants to give him a nice and fat juicy tip, I wouldn't be surprised if he starts to show signs of paranoid schizophrenia. For those that don't know, people that are in long term isolation start to develop signs of extreme paranoia, hearing things that aren't there, such as voices, and showing poor ADL's (Adult Daily Living). Two of those, extreme paranoia "I hear something outside, let me see what's going on." and losing his gouty mind over the landscaping crew, and his poor ADL's. Remember he mentioned he only used to shower before his day off? That greasy hair, Jesus! His hair had more oil in it than Saudi Arabia. Also, his "shower days."
It wasn't until another man told him to "get his sexy up" and he started dressing like a...look, I don't know what the hell Phil thinks those TJMaxx dress shirts are supposed to represent, he looks like a 60 year old gouty man trying to think he still "has it". Basically, its the "How do you do, fellow kids?" meme.
Not only will goutman's income start to dip, but those therapy sessions are going to come more and more. You are soon going to hear rants about how inflation sucks, the Washington governor doesn't know what the hell he's doing - still not registered to vote in Washington, mind you - John and Howard, the FGC, his parents, etc...And the cherry on top of the cake: "I did nothing wrong, I did everything correct."