Fair Access to Financial Services (OCC-2020-0042-0001)

To address the concerns identified
above, the OCC is proposing a
regulation to clarify (1) the obligation of
large banks to provide fair access to
financial services, consistent with the
Dodd-Frank Act’s mandate 18 and (2) the
parameters of this requirement. Unlike
prior articulations of the fair access
principle discussed above, this OCC
action would have the force and effect
of law and enable the agency to take
supervisory or enforcement action,
when appropriate.19


19 See Notice of Proposed Rulemaking: ‘‘Role of
Supervisory Guidance,’’ 85 FR 70512 (Nov. 5, 2020)


Mr. Comptroller says he has the power.
Noice. I’ll pray this passes. I and hundreds of kiwis have our CC ready.
 
If you'd like. They have an office in DC and accept walk in drop offs.

Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
of the Comptroller of the Currency, 400
7th Street SW, Suite 3E–218,
Washington, DC 20219.

• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
Thanks m8. You should probably update your post with this info. If ross scott's video is right about physical mail, then this will do something.
 
Most of the comments against the proposed legislation seem to be focused on how it might help the big bad gun lobby. Not much mention of any "hate speech" issues.
 
Being able to remove banking/payment facilities from someone for wrong think is ridiculous. I'm all for businesses being able to refuse to do business with anyone they want to but the banks are a utility at this point and shouldn't be able to essentially unperson off because they feel like it. It would be like the electricity company telling you they're banning you from electricity for 30 days because of a Facebook post you made.
 
This is the first time I'm hearing about the Patriot Act lapsing

I was under the impression that it was bipartisanly renewed in the third quarter of 2020.

Absolutely huge if it dies. Our Constitution will live again.
 
I should work like Canada. Banks and credit unions are not owned by the government, but they are federally regulated and everyone has the right to a personal bank account, and if they refuse you an account they have to tell you why in writing. We have this thing called an e-transfer where we can send money directly to someone else's account using an email or text message for like $1. That way, you don't have to suck Paypal's dick to send someone money and you don't need a payment processor to receive funds, just a bank account and an email address. Even businesses and restaurants and stuff take payment by e-transfer now. It's basically just an instant electronic cheque.
I knew Canada was better than America, but I didn't know it was that much better
 
I’ll do a proper job this weekend and send them out. It helps to also send a hard copy if you can. The older people in charge like their snail Mail.

Would sending copies to Maxine Waters and others on the banking committee make any difference or just stick to the chief counsel on this issue?
 
I’ll do it sure. I’m not optimistic but why not? I’ll ask some people I know to do the same.

Most of the comments against the proposed legislation seem to be focused on how it might help the big bad gun lobby. Not much mention of any "hate speech" issues.
That’s interesting. Gun control isn’t as popular now. I wonder what industries that cater to the left have been hit... Does anyone know of any examples?
This is the first time I'm hearing about the Patriot Act lapsing

I was under the impression that it was bipartisanly renewed in the third quarter of 2020.

Absolutely huge if it dies. Our Constitution will live again.
Same. I thought it was still on the books. I’m pleasantly surprised.
 
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