Money FB - 2/28 - Something off his breasts

[BillRiley]

To be fair to Barb (can't fucking BELIEVE I'm typing that..) but Chris's legal troubles ate away a lot of the nest egg. Granted she was in on the Snyder caper, but it was Chris's childish bullshit that started it. What ever few hundreds she gets from him a month, I bet it doesn't compare to the cost of that trial alone.

Afaik, it was Chris's chimpout that landed them in court, then Barb blew through whatever was left of Bob's money by insisting on a trial. I guess that's what happens when we let dumbshits go out in public unescorted.

 

[Tubular Monkey]

Afaik, it was Chris's chimpout that landed them in court, then Barb blew through whatever was left of Bob's money by insisting on a trial. I guess that's what happens when we let dumbshits go out in public unescorted.

You're entitled to a trial with a public defender. Godbear bless America. Hoardzilla insisted on getting Clarence Darrow when Lionel Hutz would have gotten them the same ruling.

 

[Marvin]

Do you mean she makes unwise decisions and gambles that she will be able to handle them in the future? Or are we talking actual gambling?

(Based on the context, I'd assume the former, but Barb having an online poker addiction wouldn't exactly shock me either.)

As far as we know, only the former.

Yet.

"chrissun, momma needs you to sell a kidney, momma's on a hot streak!"

I dunno, I think Bob's little ball-and-chain is certainly working out for Barb in the long run. She got those finances locked down well, and all it required was having mongoloid baby with an old-fashioned gentleman, and then proceed to leech off the tard baby after Bob kicked the bucket. Pretty sweet deal, if you're a gold digger.

Oh, it's definitely smart for her. Just not anyone else.

To be fair to Barb (can't fucking BELIEVE I'm typing that..) but Chris's legal troubles ate away a lot of the nest egg. Granted she was in on the Snyder caper, but it was Chris's childish bullshit that started it. What ever few hundreds she gets from him a month, I bet it doesn't compare to the cost of that trial alone.

Eh, no, I really wouldn't say that. I'd say Barb was a full and willing participant in what happened with Snyder. Chris didn't even risk going over there until he consulted Barb and she insisted she come along. Amusingly enough, he was the more cautious of the two.

Chris did hit Snyder. But Barb hit him too. Her foot literally on the gas.

Afaik, it was Chris's chimpout that landed them in court, then Barb blew through whatever was left of Bob's money by insisting on a trial. I guess that's what happens when we let dumbshits go out in public unescorted.

Oh yeah, Barb sunk like 50-100k on Rob Bell, and only took the plea deal when she couldn't afford to fight it any longer.

Maybe that money could've gone to Chris' future? Nah... someone's (correctly) accusing you of wrongdoing. Gotta fight that to the bitter end!

 

[Guy Smiley]

I'm a little curious as to why this is a thing all of a sudden. He's now had three birthdays since the PS4 released, and apart from it appearing on his Christmas wish list a while ago, he hasn't seemed that fussed about it. I wonder if it's just that he saw his figures as a new angle to get stuff he wants

Someone in one of the other threads, (I think it was Karen Riley, but I can't find the post,) had what I thought was the most plausible explanation: Up until now, most of the major game releases that Chris wants to play have come out on both the PS3 and the PS4. However, as we move further into the new generation, more and more games are being released solely for the PS4. This ties into the comments that Chris has made about "catching up" and "not being left behind." If he wants to keep buying new games, he has to get a PS4.

Now, that being said, the first PS4 game he bought was LBP3, which he owns for PS3 already, which makes no goddamn sense. But hey, this is Chris we're talking about.

"chrissun, momma needs you to sell a kidney, momma's on a hot streak!"

Like I said, it would not surprise me.

 

[Radomil]

When Chris blows money on stupid shit, it's because he has money to spare. Chris budgets and maintains a running total of his income compared to his estimated expenditures. He's not great at it, but he can maintain a status quo for the foreseeable future.

.....

Chris has previously shit the moneybed previously with credit cards and that is pretty counter to that first sentence unless if you are arguing that Chris has matured enough to handle budgeting enough to run a rough ledger, I would like to hope so. But I see it as a pretty significant departure from Chris's previous behavior in the past, I do not wish to be rude however I have trouble suspending my disbelief, do you have any proof?

This is true, but it's mostly because the cost of living will be very close to his tugboat. The house of cards Barb has built is collapsing. That's irrespective of anything Chris is doing.

I agree absolutely, it's that I have difficulty believing that Chris's finances will be able to handle saving up for such things. You or I could budget for such things but I would think that bills and the costs from usual accidents that life hands you would make it very difficult for Chris to buoy a healthy savings account that could be able to absorb things like the cost of a PS4. If it isn't a inability to handle expenses, I am also trying to argue that the thinning margins between Chris SSDI check and cost of living make it very difficult for Chris to handle purchases like that. Or that is what I think, please refute if otherwise.

 

[Asandy31]

I really wonder how Chris has taken his newest confrontation with reality, how long this autismal slumber will last. I hope he does not doxx that poor girl dressed as Chung-Li.

 

[Marvin]

Chris has previously shit the moneybed previously with credit cards and that is pretty counter to that first sentence unless if you are arguing that Chris has matured enough to handle budgeting enough to run a rough ledger, I would like to hope so.

I'm under the impression that Chris' cards are maxed out. When he frees up credit, he spends it. However, he does not acquire new cards and he pays his minimums. He's been maintaining this status quo for a long time. I don't believe Chris has "matured" financially. I believe Chris has always had the capacity for budgeting. He just never had any reason to.

But when Bob died, Barb didn't step up to the plate. No, she just screamed at Chris to step up to the plate.

Chris has done a pretty decent job of that, all things considered. He's not bright and he's not particularly good at it. He fucks up a few times a year. But a few weeks later, the tugboat comes in and he manages to pay the late bill, hopefully if Barb leaves him enough money.

Despite what some people think Chris is very much aware of concrete facts like "if I don't pay my bill, they will cut off my internet/electricity/sue me". Chris is incredibly pissed at the world that he's forced to budget. But nevertheless, he does it adequately.

But I see it as a pretty significant departure from Chris's previous behavior in the past, I do not wish to be rude however I have trouble suspending my disbelief, do you have any proof?

I would caution you against taking the cwcki at face value. While we do a good job of not explicitly lying about things, our focus is not the objective truth. We write about what's most funny. A line I use a lot is, is "no one wants to hear about the time Chris went to the game store and DIDN'T pepper spray anyone".

When we talk about Chris' financial fuckups, they certainly did happen. But we don't bother leaking all the details about how Chris isn't fucking up, or how he spent his money responsibly. Because that's boring and no one gives a shit. You should read the cwcki critically and realize we don't document everything about Chris.

I don't have any concrete proof. I'm merely privy to lots of unreleased information. You'll just have to trust me (or not).

Barb's debt is huge compared to Chris'. Like a few thousand dollars worth of credit card debt. They get hassled by debt collectors a lot because of her. No one cares about Chris' debt because, again, he pays the minimums.

I agree absolutely, it's that I have difficulty believing that Chris's finances will be able to handle saving up for such things. You or I could budget for such things but I would think that bills and the costs from usual accidents that life hands you would make it very difficult for Chris to buoy a healthy savings account that could be able to absorb things like the cost of a PS4. If it isn't a inability to handle expenses, I am also trying to argue that the thinning margins between Chris SSDI check and cost of living make it very difficult for Chris to handle purchases like that. Or that is what I think, please refute if otherwise.

Ah, but Chris did save up for something like that in the past.

When Chris busted up the PS3 the first time, he was in shock at first. But when that wore off, he moved fucking mountains to get a new PS3. He saved money, he scrimped and saved and he pawned some of his shit.

Chris has the excess money to buy expensively priced things all the time. I can't remember if it was 2014 or 2015, but there was a time where he bought like $1-2k worth of legos over the course of a month or two. He did it. He stretched some of his credit, and gradually paid it off, and no one was the wiser. (I think we saw this in his ebay purchases.)

Chris simply doesn't want to buy the PS4 unless he absolutely has to. He was mopey during his birthday and no one paid him any attention (in the form of expensively priced electronics).

Now, of course, when Barb kicks it, the dynamics of the whole situation will flip upside down. I think Chris will have much less money overall (having to pay for rent), but he'll be able to budget better. Barb snatches his money at will whenever she wants. Barb is the biggest reason Chris has any trouble budgeting.

He'll be very miserable about not being able to live like he used to. But his life will be a lot more stable and predictable when he knows Barb won't suddenly demand $500 for a creditor who's hassling her about the minifridge she insisted on buying six months ago.

 

[Wally Balljacker]

Chris does have bad spending habits, but even he knows that he needs to pay the basics. There's also the fact that despite his tenancy to piss money away on frivolities, he also has really narrow interests. A PS4's about as pricey as something he wants is going to be.

When Chris busted up the PS3 the first time, he was in shock at first. But when that wore off, he moved fucking mountains to get a new PS3. He saved money, he scrimped and saved and he pawned some of his shit.

I'm not bored enough to sit down and calculate this on a year-to-year basis, but I'm pretty sure he payed more for most of his individual PS3 units than it costs for a single PS4, if we're just talking about the baseline models and not limited edition bundles or whatever.

EDIT: I guess I really was that bored
First unit - March 2007: 599 US dollars
Second unit - September 2010: $299-399, depending on the HDD size
The CWCki mentions that he may have purchased a used/refurbished one after he destroyed the first, but considering he probably got it from GameStop, they probably charged him about that much, if not more.

Speaking of the CWCki, I'm not sure if the one he "ripped the antenna" from is the first unit, or one in the interim between what I'm calling #1 and #2. I don't remember the PS3 ever having an external antenna, so I'm a bit confused.

 

[AnOminous]

To be fair to Barb (can't fucking BELIEVE I'm typing that..) but Chris's legal troubles ate away a lot of the nest egg.

Not really. Her own stupid choices about how to mount a defense are what ate away the nest egg. Handled like a sane person would have handled it, it would have cost $5-10k max. Instead, the dumb cunt blew Bob's entire nest egg on it.

ETA: and this is assuming a reasonable yet generous effort to pay Chris's legal fees from family funds. It is entirely possible he could have qualified for a public defender himself even if Barb wouldn't have, and that would have saved more money, and got the same results.

 

[Marvin]

Speaking of the CWCki, I'm not sure if the one he "ripped the antenna" from is the first unit, or one in the interim between what I'm calling #1 and #2. I don't remember the PS3 ever having an external antenna, so I'm a bit confused.

We explained to Chris how to open up his PS3 and extract the antenna.

Edit: To elaborate on this, we told Chris it was troll surveillance hardware.

 

[Tubular Monkey]

He'll be very miserable about not being able to live like he used to. But his life will be a lot more stable and predictable when he knows Barb won't suddenly demand $500 for a creditor who's hassling her about the minifridge she insisted on buying six months ago.

I really can't fault Barb for wanting her own fridge.

 

[Vaffanculo]

I really can't fault Barb for wanting her own fridge.

"CRISCHUN! Git yer spoiled, salty lobster sauce outta mah Frigidaire!"

 

[DragoonSierra]

When Chris blows money on stupid shit, it's because he has money to spare. Chris budgets and maintains a running total of his income compared to his estimated expenditures. He's not great at it, but he can maintain a status quo for the foreseeable future.

The commonly accepted wisdom on Chris' finances, as laid out on the cwcki, is pretty skewed from the reality of the situation.

Barb has shitloads of debt. She's a net loss to the household.

I think Barb tries to pull off "clever" financial bullshit a lot more often than Chris. She's more ambitious. (Read: she gambles more.) She also doesn't give a shit how much debt she has (or takes out in Chris' name, if she needs it), because she'll be dead.

This is true, but it's mostly because the cost of living will be very close to his tugboat. The house of cards Barb has built is collapsing. That's irrespective of anything Chris is doing.

What happens exactly when Barb dies @Marvin ? Does the debt she has incurred become Chris's debt? If so thats going to be a problem.
Also wont he get a slight bump up in his SSDI now that hes the one having to pay the rent?

Chris does have bad spending habits, but even he knows that he needs to pay the basics. There's also the fact that despite his tenancy to piss money away on frivolities, he also has really narrow interests. A PS4's about as pricey as something he wants is going to be.

I'm a little curious as to why this is a thing all of a sudden. He's now had three birthdays since the PS4 released, and apart from it appearing on his Christmas wish list a while ago, he hasn't seemed that fussed about it. I wonder if it's just that he saw his figures as a new angle to get stuff he wants.

The other thing that may be amusing if he does get one, will be his reaction to what it doesn't do. Sony stripped out a lot of the features that were standard to the ps3, like media features and such to keep costs down and just provide a more focused product. Chris didn't just game on his "life upgrade", he used it to record all his videos and keep all his music and stuff on. We all know how pissed he gets at companies when their product doesn't match up with his expectations of it.

Maybe a TV. But he can buy a cheap 25-27 inch for under what a PS4 costs easily.

 

[Chan the Wizard]

Her debt won't become his unless it's in his name. If she had any money she planned on leaving Chris (lol), they could claim it to repay the debt though.
I really wonder how much Barb has done to plan for her death.
Has she already taken care of funeral expenses, will, transferring deeds and whatnot to Chris?
If she has to hospitalized or needs long term care, they are really fucked. I can see Barb fucking over Chris's future to extend her unnatural life for a few months.

 

[Sable]

...speaking of debts and such, do you think Chris'll have the wherewithall to sell much of Barb's stuff when she goes?

I mean obviously most of it is going to be horrible junk that he'll overvalue, but the hoard is so extensive I wouldn't be shocked if he found something of value.

I'm probably getting off topic a little though.

 

[Someone in a Tree]

I really wonder how Chris has taken his newest confrontation with reality, how long this autismal slumber will last. I hope he does not doxx that poor girl dressed as Chung-Li.

Not sure if you are kidding or not (too tired to tell the difference), but I'm pretty sure the name Chris knows her by is not really her name.

 

[Marvin]

What happens exactly when Barb dies @Marvin ? Does the debt she has incurred become Chris's debt? If so thats going to be a problem.
Also wont he get a slight bump up in his SSDI now that hes the one having to pay the rent?

You can't inherit your parents debts. However, they can take various types assets to pay off your parents debts before you inherit anything. I think the house is exempted from this, but it might be in Chris' best interest to just sell the house and get a small apartment.

 

[DragoonSierra]

You can't inherit your parents debts. However, they can take various types assets to pay off your parents debts before you inherit anything. I think the house is exempted from this, but it might be in Chris' best interest to just sell the house and get a small apartment.

He wont though. Hes way to comfortable living there and his autism will prevent him from staying in a new place/getting used to noises form the neighbors. There also the chance he might get kicked out.
Even if he did sell it is there any chance hed actually save the money he got from it? Sure he could pay off his credit card debt but wouldnt he just max out those cards again and repeat the process?

 

[Marvin]

He wont though. Hes way to comfortable living there and his autism will prevent him from staying in a new place/getting used to noises form the neighbors. There also the chance he might get kicked out.
Even if he did sell it is there any chance hed actually save the money he got from it? Sure he could pay off his credit card debt but wouldnt he just max out those cards again and repeat the process?

It all depends on if Chris has help transitioning to a post-Barb life. Like from Rocky or his therapy group. I don't think he'd get kicked out of an apartment.

Chris wouldn't save the money, per se. He just wouldn't have anything to blow it on immediately. I think Chris gets toy glut regularly. It's not like his taste for toys at any one time is unfettered. It just has a very high limit. So he'd probably immediately buy a bunch of electronics right when he gets the money. And then he'd just bask in his toy coma for a few months.

But regardless, when I say it's best that Chris sell the house, it's not for the money. It's just that he's going to end up having to pay property taxes and perform maintenance. I don't know if he can do those things. Like, when Chris gets a bill in the mail, he pays it. But if he gets a notice for property taxes annually (do they send out notices?), I'm sure it's going to be a big sum that's going to be a pain for him to pay off. He'll do it gradually, it'd just take a bunch of pestering from the county. Lots of stress sighs, I'm sure.

It's probably simpler for him if he just sold the house early and get an apartment.

 

[Asandy31]

He wont though. Hes way to comfortable living there and his autism will prevent him from staying in a new place/getting used to noises form the neighbors.

Apartment living sucks even for neurotypicals unless you live in a nice place with noise control

Spoiler: Power-Level

I don't know what it is, I never had a problem with noise, music, TVs, as soon as I entered my late 20's my sensitivity to sound became highly acute, it's age and hormones I guess, I can imagine that it must be at least 100 times worse for someone with autism who cannot appropriately filter out such environmental pollution

You can't inherit your parents debts. However, they can take various types assets to pay off your parents debts before you inherit anything. I think the house is exempted from this, but it might be in Chris' best interest to just sell the house and get a small apartment.

You're right, but I am sure there might be certain luxuries Barb's debt has been affording Chris that will be returned to sender after her demise, and whatever income she was contributing will be gone too, which means fewer opportunities for Chris to seek out any more credit in the future.
Since Barb will be gone, people will more than likely try to rip Chris off and have less confidence in him, since he's not being permissively guided by Barb any longer.