Horrorcow Lucas Werner - A man of Spokane, Washington who is obsessed with millennial and Gen Z chicks

I'm curious on Lucas obsession with credit cards and why he compares them to his EBT card. You know, you can get a debit card at any time like most SSI folks do. If Lucas had a credit card, he would rack up debt like DSP.
In lucas's case he can't get a debit card for his EBT. He let it slip a few times now that he got a hard no from his payee over that because of his mishandling of his money (which is why he has a payee in the first place) Thats why he gets specific amounts of money every week via a check, and has to do a bunch of shit to get $5 for his ID

Thats why he keeps randomly talking about how he is 'trying' to get shifted over to a debit card so he can access all his money directly and why he quickly stops talking about it every time when that idea gets refused by his payee

That said, lucas somehow getting approved by some credit card company who didn't bother to check his status out first would be hilarious. He would max out the card on hotel rooms and clinkerdaggers in a couple weeks and would never be able to pay it back. Lucas getting what little he has garnished over it would result in quite the reeeing i'm sure. So would him getting constantly harassed by collections agencies
 
I'm curious on Lucas obsession with credit cards and why he compares them to his EBT card. You know, you can get a debit card at any time like most SSI folks do. If Lucas had a credit card, he would rack up debt like DSP.
I have a theory. A credit card is one of those trappings of an independent adult life, like a car depending on the locale, that Lucas dimly recognizes is outside his reach. And also potentially useful in his puss puss hunt.

A credit card, not a debit card that links to his unearned cash, but an actual line of credit, is beyond Lucas's grasp. No one will issue him one. Lucas is not a good risk. He does not pay his bills. He has a payee, because he is retarded and irresponsible.

A credit card is something unobtainable, thus desirable. Something he can't get. Like puss puss. Something he can't compete with. Like other men. So the credit card, and those who wield it's mysterious power, must be demonized. And did you know that, like, an EBT card is as plenty good as a credit card, bigot?
 
In lucas's case he can't get a debit card for his EBT. He let it slip a few times now that he got a hard no from his payee over that because of his mishandling of his money (which is why he has a payee in the first place) Thats why he gets specific amounts of money every week via a check, and has to do a bunch of shit to get $5 for his ID
Sounds like he might be shit out of luck when the hoard of zoomer bae's start lining up at HOC with no money on a debit card and no ID. He'd better budget carefully, what if he lacks enough EBT funds to pull out a dinner for two at the given time when all the stars align no dude bros are in sight and there arrives the Vestal Virgin at the doors of HOC. She tells Lucas that she has heard about his hamburger proposal on YouTube. Lucas looks in nervousness Alas my EBT has run dry m'lady my case worker is cutting me off after my stay at Motel 6 this week. She lets out a sigh, would have been nice but I guess its not in the cards ton-i-g--. BIGOT TROLL, AGEPHOBE, CLASSIST!

Edit: It belabours the point, but he doesn't really plan for any of this actuality happening in any seriousness. If it doesn't happen day after day these lineups for dates he just takes the food he would have had for two and a family and eats it to himself so it doesn't go to waste. My favourite is when he offers an old bag of popcorn for dates I mean that’s some bumcel lowlife bottom of the barrel behaviour right there. Like he really expects some gen z to come crawling for Lucas’s nasty half eaten bag of old popcorn.
 
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In lucas's case he can't get a debit card for his EBT. He let it slip a few times now that he got a hard no from his payee over that because of his mishandling of his money (which is why he has a payee in the first place) Thats why he gets specific amounts of money every week via a check, and has to do a bunch of shit to get $5 for his ID

Thats why he keeps randomly talking about how he is 'trying' to get shifted over to a debit card so he can access all his money directly and why he quickly stops talking about it every time when that idea gets refused by his payee

That said, lucas somehow getting approved by some credit card company who didn't bother to check his status out first would be hilarious. He would max out the card on hotel rooms and clinkerdaggers in a couple weeks and would never be able to pay it back. Lucas getting what little he has garnished over it would result in quite the reeeing i'm sure. So would him getting constantly harassed by collections agencies
Lucas with a credit card would be great. We would get a couple months tops of Lucas bragging about how rich he is quoting his bank balance to every bae in sight followed up by him ranting about wanting to overthrow the banks for having the audacity to want their money back and recording himself telling debt collectors they're leftist in name only
 
I have a theory. A credit card is one of those trappings of an independent adult life, like a car depending on the locale, that Lucas dimly recognizes is outside his reach. And also potentially useful in his puss puss hunt.

A credit card, not a debit card that links to his unearned cash, but an actual line of credit, is beyond Lucas's grasp. No one will issue him one. Lucas is not a good risk. He does not pay his bills. He has a payee, because he is retarded and irresponsible.

A credit card is something unobtainable, thus desirable. Something he can't get. Like puss puss. Something he can't compete with. Like other men. So the credit card, and those who wield it's mysterious power, must be demonized. And did you know that, like, an EBT card is as plenty good as a credit card, bigot?
Come on now, there is at least one credit card lucas can get:

card.jpg
 
For anybody in the thread familiar with how the staff/treatment at the puzzle factory works, when he's there is it simply about stabilizing him and then showing him the door? Or is there an attempt to address the underlying issues and dig into whatever his problem(s) is/are? Or does it depend a lot on how long he's there and available funding/programs etc? I ask because I'm curious to know how many times, especially as an adult, he's actually detailed his craziness to a legit mental health professional. I assume he just blocks them out like he does anyone else who tells him things he doesn't want to hear.
Speaking from experience as I have a close family member with bipolar who has been hospitalized numerous times, with her they always stabilized then discharged. They left most of the medication management up to her regular outpatient psychiatrist (who was not part of the hospital team). Since Lucas doesn't have an outpatient psychiatrist who would work with him to attempt to formulate a proper treatment plan, his short 7-14 day stints in the hospital are pointless in the long term. He'd need another long stay at Eastern with a dedicated team to diagnose and treat, but as we've all seen, it goes straight out the window if he doesn't have close outpatient monitoring. Even so, his delusions don't waver no matter how drugged up he is so he's doomed to forever prowl the streets on his fruitless puss puss quest.
 
Lucas with a credit card would make for great material. In true Lucas fashion he would turn oligarch. Just like when he got his free money and was flashing it around like an unsigned rap artist. He would be showing that off and telling the zoomer beys that Clinkerniggers is on him for dinner.

He may be able to get like a starter credit card with maybe like $500 credit and a 38 percent interest rate. That is optimistic, but possible. I am thinking he probably has no credit, at least nothing recent. Disability cannot be garnished for consumer debt as far as I know. Only things like government debt can tardbux be garnished for, I do believe.
 
He may be able to get like a starter credit card with maybe like $500 credit and a 38 percent interest rate. That is optimistic, but possible. I am thinking he probably has no credit, at least nothing recent. Disability cannot be garnished for consumer debt as far as I know. Only things like government debt can tardbux be garnished for, I do believe.
Years ago when credit cards were given out like candy, probably. But not now, being on SSI pretty much disqualifies you from all of them. And it's a stupid idea to have one anyway as they provide easy proof if you go over your $2000 asset limit.
 
More background noise from the flatbills preventing women from going on dates

It’s interesting to consider these background voices saying ”bitch and slut” about these Gen Z women are his own fucking thoughts. He is the person he is complaining about. He is literally cockblocking himself with his own thoughts. The misogynist, homophobic flatbills are a part of his own psyche.

Now that’s crazy.
 
It’s interesting to consider these background voices saying ”bitch and slut” about these Gen Z women are his own fucking thoughts. He is the person he is complaining about. He is literally cockblocking himself with his own thoughts. The misogynist, homophobic flatbills are a part of his own psyche.

Now that’s crazy.
My but he is stomach-turning.
 
It’s interesting to consider these background voices saying ”bitch and slut” about these Gen Z women are his own fucking thoughts. He is the person he is complaining about. He is literally cockblocking himself with his own thoughts. The misogynist, homophobic flatbills are a part of his own psyche.

Now that’s crazy.
It’s interesting to consider these background voices saying ”bitch and slut” about these Gen Z women are his own fucking thoughts. He is the person he is complaining about. He is literally cockblocking himself with his own thoughts. The misogynist, homophobic flatbills are a part of his own psyche.

Now that’s crazy.
He is absolutely fucking enormous. When I made contact with him via an IG burner, he flipped out when I dared to say women did not find him physically attractive. “I’m not as attractive as a Gen Z guy?!” He actually said that. Umm, no. You’re more unattractive in every conceivable way than any guy of any age.

I did finally manage to get him to understand a fit body is what both men and women find attractive. He then proceeded to send me a shirtless pic of Joe Rogan (who he is obsessed with) and then one of Justin Bieber. He then told me Rogan could fuck me better than Bieber.

Anywho, the takeaway; he knows he’s “a little overweight”, but he thinks that’s his only physical flaw. He doesn’t see himself as obese, and absolutely thinks he’s handsome. I also told him to get a hair cut, to which he replied that he never cuts his hair. Yet another wild delusion: he thinks his long hair - aka - stringy greasy rat tail - looks good and gives him character.
 
Ugh, I read that in the god awful Lucky Charms attempt at an Irish accent he did in an old video where he claims “ye breeking me hart”.

Oh, and yet another Fatness NeverClean delusion: young women get wet (his words) when older men call them honey, sweetheart, babe, etc. Yeah..not even close. Unless by wet, he meant wet with perspiration due to being terrified of him.
 
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