Orbiter Matthew Vickers / @MWV / ViciousVickers / Poor Yorick - Ex-coin merchant, bloodline gunted by Ethan Ralph. Fat cuckold who lost everything by trying to launch warfare against Ethan Ralph. Alleged rapist, proven cuckold, got mental damage from his wife's mean words. Cog paypig.

[SaidNoOneEver]

Holy shit imagine fucking yourself up the ass so hard and cucking yourself entirely out of everything good in your life that even Ethan Ralph feels too sorry for you to kick you while you're down.

I bet Vickerth hath a Thor atthole after a loan from them.

So anyone think he shut down the store because it was the eve of his creditors swooping in and grabbing his inventory and he's now frantically cooking the books to hide as many of the coins as possible? If so he probably won't have pigroach luck like DSP and he'll get caught because he's an utter moron.

Going back in this thread to the time we now know the finances shit was hitting the fan behind the scenes is a real hoot.

https://kiwifarms.st/threads/matthew-vickers-mwv-viciousvickers.81301/post-11574782

Hahaha two days after the Thor lawsuit/lien was filed

https://kiwifarms.st/threads/matthew-vickers-mwv-viciousvickers.81301/post-11779470

 

[Blewberry Nausea]

My question isn’t who is worse, my question is how long until Ethan reaches the same level.

 

[6MillionCoofs]

I mean, I’d divorce him as well honestly. A good father and husband would have never let his daughter get her arse fingered for all the world to see.

 

[YouGuysAren'tThatSmart]

So can the Ralphamale come back to America and give us the long awaited Jim/Ralph wrasslin extravaganza?!

 

[TJBirish]

Lives near the Border of Mexico in Southern California.

Rocklin is 500 miles from the border.

 

[HeyU]

Matt Vickers is very stupid; though, he may vehemently protest otherwise.

He may not have known or read the mortgage contract thoroughly. Those things are like a million pages long of small, fine print. The truth is, most people are guilty of not reading the fine print until they need to for something and even then, they only read the section that pertains to whatever issue/concern they are having.
Like, honestly, I have an HOA and mortgage and for all I know, it has that same policy and I just have no idea because I’ve never had to file for bankruptcy, so I’ve never looked into it. So, for all I know, it’s a common policy. I’m not saying it’s smart, but it’s common, people sign their rights away all the time without reading the fine print. Occasionally, you get that person who reads every page of a contract and negotiates or refuses to sign based on what’s in it, but that’s not most people. Reading all this, tho, I should be that way, we all should, because people’s ignorance and failure to read the fine print is what these companies count on and why they’re able to put in such outrageous terms in the first place, they know most people won’t read it or even know about it until it’s too late and they’re already locked in. If most people read the terms of these mortgage agreements beforehand, these companies wouldn’t be able to get away with making such 1-sided terms. But anyway.

So, it’s been well established by now that Vickers is drowning in debt and the walls are caving in around him. My question is, in what way would a divorce make this easier, financially? If it’s a paper divorce, there’d have to be some strategy behind this that they intend to benefit from, right? But as of 2018, the IRS and the mortgage and HOA fees appear to be his biggest debts, none of which bankruptcy can resolve. So, how would a divorce help? What options or loopholes would a divorce offer them that they don’t currently have as a married couple? Genuinely curious, I’ve never been through anything like this before. I know that old couples sometimes divorce if one has to go to a nursing home, for example, because then your surviving partner is not left with the debts and costs of it. But I’m not sure what a divorce would do for debts they’ve already both accumulated. Assuming it is a paper divorce.

 

[Male Idiot]

Total Ralphamale victory. Those that live by the alog, die by the alog. Nothing can stop the Guntening! The true American Chad!

 

[reptile baht spaniard rid]

What options or loopholes would a divorce offer them that they don’t currently have as a married couple?

The only thing I can think is an attempt to claim injured spouse or whatever it is that would barely let the house escape foreclosure, perhaps by vickess going back to work and becoming current on at least the HOA dues.

Any indication if it is a purchase mortgage or refinance? Purchase mortgages are much more privileged in California (non recourse).

 

[Absurdity]

So now his adopted sons charity cases chuckle heads PPP and Warski are gonna save the day right? Right?!!!

 

[HeyU]

It's not. But there is a role called Child Custody Recommending Counselor for when divorcing parents can't agree on custody or child issues. In that case the counselor tries to facilitate agreement on child issues - goal being to avoid horrible, extended, costly litigation if the parties can possibly agree. This suggests that they are not at all aligned.

I saw that. it’s beginning to look like this is not a paper divorce after all.

can someone tell me who filed? Was it Mr. or Mrs Vickers? Like who does it say the Petitioner is?

 

[Balldo's Gate]

He may not have known or read the mortgage contract thoroughly. Those things are like a million pages long of small, fine print. The truth is, most people are guilty of not reading the fine print until they need to for something and even then, they only read the section that pertains to whatever issue/concern they are having.

From what I can tell from the screenshots it's not the HOA thing or the bankruptcy he stopped paying the mortgage.

The stuff about the HOA fees is like 6 years old at least (since the last bankruptcy was 2018-19) and he only got the notice of default last June.

There are also two notices of trustees sale (one in October and another one this January) with no indication that their house was actually auctioned off. I'm guessing this means he scrounged up enough to pay them to forestall them doing it each time?

Or she could have walked hand in hand down this path with perfect knowledge, but I tend to doubt it.

I think Matt played BS games with her, just like he seems to do with everyone else. She went to her fibro bed and hid under the covers. She had a litter of kids to worry about and helped him with the coin stuff. Given his penchant for drama she probably ignored a lot, or hesitated to ask questions, to help keep peace. Going along with Matt and believing what he said was the path of least resistance till it went off the cliff.

Yeah I don't buy the speculation about it being a paper divorce at all. Everyone knows how nasty Vickers got with Ralph and how nasty he was with Faith when she was with Ralph so the divorce is going to be rough as well.

 

[LordofCringe7206 Vol. 2]

My question isn’t who is worse, my question is how long until Ethan reaches the same level.

Ralph already has reached this level. All his relationships are over and he is in financial hell.

 

[HeyU]

The only thing I can think is an attempt to claim injured spouse or whatever it is that would barely let the house escape foreclosure, perhaps by vickess going back to work and becoming current on at least the HOA dues.

Any indication if it is a purchase mortgage or refinance? Purchase mortgages are much more privileged in California (non recourse).

You can’t claim injured spouse without going through a divorce?

 

[Canoodler]

While I can't say for certain that if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened, but I think if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened.

 

[not william stenchever]

While I can't say for certain that if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened, but I think if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened.

Vickers would have been a fat belligerent retard who is terrible with money regardless of his daughter getting gunted. This is nature taking its' course.

 

[TherapyMan]

There are also two notices of trustees sale (one in October and another one this January) with no indication that their house was actually auctioned off. I'm guessing this means he scrounged up enough to pay them to forestall them doing it each time?

Mortgage companies often notice a sale multiple times for a couple of reasons. One might be because of the reason you say, which is that the debt might be settled or subject to negotiation to get settled, so the mortgage company will pull it from the sale before it goes live. Another might be that the sale happened, but nobody wanted to bid on it. Yet another may be that logistically the mortgage holder still wants to consider whether it will purchase its own note and just back end logistics. It's not at all uncommon that a property gets noticed to sale several times before finally being foreclosed upon.

The sale that was noticed on January 30 was set for February 28, so if someone bought the house, I imagine they would record their interest pretty soon. Who's to say, though?

From what I have found, the Vickers are in a massive arrearage to the point that they owe $252,410.43 on a note that was originally $208,000 in 2008. The mortgage company is likely done fucking around with the Vickers and going to more aggressively pursue foreclosure.

Update: Purchase the Vickers' home here: https://www.sheriffsales.net/address/Chestnut-Ct-Penn-Valley-CA-95946/61529805_lid

 

[Funkmaster]

Rocklin is 500 miles from the border.

He announced he's moving to Nevada City (not that it is close to Mexico either) and he never lived in Rocklin, he had to commute an hour back and forth their from the now ill-fated family home.

 

[Funkmaster]

I actually think Vickers should go full-time streaming now.

He's crossed the Gunt-rubicon, what has he got to lose?

Thor capital Thanos snapped his family home, he's getting divorced and his business is in tatters.

It's not beyond the realm of possibility that he thinks his way out of this is through some kind of e-celeb campaign.

 

[MirnaMinkoff]

While I can't say for certain that if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened, but I think if he didn't alog Ralph, the bankruptcy and divorce wouldn't have happened.

Then you are also saying that if Faith hadn’t got gunted that as a result Matt would have magically transformed into a responsible human being that followed a payment plan, didn’t piss away money and worked his ass off to avoid bankruptcy.

The path to total ruin was well paved and greased up before Faith ran off. We just got to see the last seven miles of the Matt Vickers bad decision and terrible choice marathon cross the finish line in 2024. He started the race more than a dozen years ago, circa 2010 he started digging his hole.

Vickers would have been a fat belligerent retard who is terrible with money regardless of his daughter getting gunted. This is nature taking its' course.

Exactly. My theory is the crazy drama, and lawsuits, surrounding him taking the coin business from that crazy guy was the true beginning of his shitshow. He was obviously not equipped to manage a business, but esp not one involving volatile spot metal markets.

(I’m not sure how much of his business was precious metals and how much was niche coin collecting market, like those old guys down at the flea market.)

 

[Love Machine]

Just wanted to drive by and say fuck vickers and I told him so years ago that this would end up hurting his kids way more then it would ever hurt ralph. Guess what Ralph is now way better off then you or your kids now. Dummy!