-Watch this madlad:
https://www.youtube.com/@AaronClarey
Binge watch all his videos on minimalism. This is diamond-tier advice. You don't need to pay for his extra courses if you don't want, he gives plenty of good financial advice for free. TL;DR live below your means so that you can always have multiple months, preferably years, worth of living expenses ready to go at hand. Being a month-to-month cuck is bad. Do not be a month-cuck slave.
-If you are an anti-piracy ethicsfag, stop being one. Read this book:
And never feel bad about piracy ever again. IP is totalitarian fake and gay bullshit used by megacorps to fleece you. Stop letting them gaslight you. Fuck them. Learn to Torrent and VPN. If someone is a small creator you can and should toss/donate some cash their way if you want, but never paypig for any big media company ever again.
-The Dollar Tree has Lysol containers you can mix with water in a spray bottle with some liquid soap. This is just as effective as normal all purpose cleaners, but will cost you only about 20~30 cents per bottle fill as opposed to $5~10. Keeping your place clean does not need to be expensive. Pine sol also works.
-If you are poor at all, do not feel bad about taking advantage of social programs. You are paying for it in taxes whether your use it or not. Check your states website. If you make anything less than 30k, you probably qualify for something.
-Adopt the "There is no such thing as micro-transactions" mentality. All transactions matter. Divide your disposable income into a weekly budget, and then think of literally every purchase you make and weigh it against your budget amount. I do mean everything. Even something stupid like a single $0.50 can of soda from the vending machine. This mentality will prevent you from buying stupid crap and then wondering where your money went.
-Always diet and exercise. Not just because it's good for you, but because you will spend less money on both food and healthcare in the long run. The financial savings part becomes exponentially more true the older you get.
-On that note, do not ever spend money on any fad diet trash. Literally just eat fewer calories, choose higher satiety foods at the store, and lift weights + Do cardio. Nutrition is much simpler than the industry makes it out to be due to hucksters trying to sell you crap. Staying fit, done properly, should cost you LESS money, not more.
-Meals you cook for yourself tend to be more nutritious and of fewer calories, so listen to the advice of everyone in this thread giving tips on how to cook more for yourself and buy less at the restaurant. This is especially true if you are in America. Restaraunts intentionally use extremely high calorie ingredients to try and make you addicted, and of course cost more $ than making it yourself.
-Same thing with drugs, smoking, vaping, and alcohol. Go full straight edge. Buy absolutely none of that shit. If you are reading this and you do any of these things, then grow some fucking balls and quit cold turkey. Now. Right fucking now. And do not ever touch that fucking garbage ever again. Start looking at liquor stores as for-retards-only shops. After fully abstaining for a month you will find out you are overall less depressed. Plus this is a HUGE expense. Most people who do these things really have no idea how much cash they are setting on fire each month because being drunk/high screws with financial judgement.