Business New PayPal Policy Lets Company Pull $2,500 From Users’ Accounts If They Promote ‘Misinformation’

By Ben Zeisloft
Oct 7, 2022

1665187108411.png
Avishek Das/SOPA Images/LightRocket via Getty Images


A new policy update from PayPal will permit the firm to sanction users who advance purported “misinformation” or present risks to user “wellbeing.”

The financial services company, which has repeatedly deplatformed organizations and individual commentators for their political views, will expand its “existing list of prohibited activities” on November 3. Among the changes are prohibitions on “the sending, posting, or publication of any messages, content, or materials” that “promote misinformation” or “present a risk to user safety or wellbeing.” Users are also barred from “the promotion of hate, violence, racial or other forms of intolerance that is discriminatory.”

The company’s current acceptable use policy does not mention such activities. The Daily Wire reached out to PayPal for definitions of the added terms, although no response was received in time for publication.

Deliberations will be made at the “sole discretion” of PayPal and may subject the user to “damages” — including the removal of $2,500 “debited directly from your PayPal account.” The company’s user agreement contains a provision in which account holders acknowledge that the figure is “presently a reasonable minimum estimate of PayPal’s actual damages” due to the administrative cost of tracking violations and damage to the company’s reputation.

“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,” Aaron Terr, a senior program officer at the Foundation for Individual Rights and Expression, explained to The Daily Wire. “Whatever motivation PayPal has for establishing these vague new categories of prohibited expression, they will almost certainly have a severe chilling effect on users’ speech. As is often the case with ill-defined and viewpoint-discriminatory speech codes, those with unpopular or minority viewpoints will likely bear the brunt of these restrictions.”

The move comes days after PayPal canceled three accounts linked to Toby Young, a commentator who runs a nonprofit called Free Speech Union. The organization has defended clients such as actor and comedian Russell Brand, who recently moved his show from YouTube to Rumble in reaction to censorship from the former platform.

Roughly one-third of Free Speech Union members rely upon PayPal to process their membership dues — although the company gave no explanation to Young for the suspension beyond mentioning a breach of the acceptable use policy. PayPal later restored the accounts after receiving criticism from lawmakers and apologized to Young for “any inconvenience caused,” according to a report from The Telegraph.

Platforms such as Amazon, Twitter, and Facebook have formerly censored conservatives and others who subscribe to heterodox positions on controversial social issues, including transgenderism and homosexuality. GoFundMe seized millions in funds raised for trucker protests in Canada earlier this year, while Google recently began suppressing search results for crisis pregnancy centers.

“These kinds of policies are unwise, threaten free speech, and invite legal risk,” Jeremy Tedesco, vice president of corporate engagement at Alliance Defending Freedom, told The Daily Wire. “When companies apply policies to restrict the religious speech of their customers, they could run afoul of prohibitions on religious discrimination that exist in many state and federal laws.”

PayPal has also sanctioned Gays Against Groomers, a group that opposes the sexualization of children, as well as evolutionary biologist Colin Wright and journalist Ian Miles Cheong. The company featured a rainbow-colored banner on its social media platforms during the month of June affirming that the platform is “open for all” — and PayPal U.K. still sports the banner.

“Whatever PayPal’s intentions may be, censorship and chilling free speech is precisely the effect of these kinds of vaguely worded policies,” Tedesco added. “We’ve seen social media companies use similar policies to stifle free speech on their platforms. We can expect a similar outcome with PayPal.”

Source (Archive)
 
Except two things: they aren't a bank, so a lot of financial regs don't apply to them, and until you withdraw the money, it's actually theirs. This is how they get away with so much of their shit. They arent taking your money; their not letting you have some of their money.
Then I wish someone would put new reg brakes on PayPal because it stands now this company deserves to die. I sometimes use Paypal for some donating to colleagues who get married or retire but this shit is over the top. And how can they even track you? For example if you are Joe Bumfuck and there are hundreds of Joe Bumfucks out there are you then paying for another Joe Bumfuck's "hate speech"?
 
Venmo, bank transfer, credit card. What do you need to do?
What about Donorbox?
In response to PayPal’s censoriousness, many (including myself) have flocked over to Donorbox, a donation platform that utilizes the Stripe payment processor. However, the left-wing partisan outlet Media Matters recently published a hit piece calling out Donorbox for being “a funding haven for anti-LGBTQ extremists” who have been cut off by PayPal and other platforms. The article mentioned Gays Against Groomers and other writers like myself as prominent examples of extremists, in a naked attempt to pressure Donorbox to drop us and silence any critics of gender ideology.
 
  • Informative
Reactions: Desu Mountain
Yeah, there's probably some shit buried a mile deep in their ToS that gives them control over your Paypal-stored finances if you violate said ToS. I use Paypal as minimally as possible and never store money on it myself. I figure this is mainly a method to target streamer or reliant-on-donos type people who say things that go against the party line.
They could still charge you and cause you to owe them money. If you refuse to pay they could sell the debt to a collections company or get a judgement against you. Finding it very hard to keep a PayPal account at this point.
When was the last time you read the Terms and Conditions of, say, your bank account?

Chances are, you received the disclosure and promptly clicked out of it or threw it in the trash.

Even if you didn't read it, they're in the clear as long as they sent it to you. And they're counting on you not reading it, because you have better things to do than comb through pages and pages of legalese. This is what corporate lawyers get paid big bucks to do.
I am being totally serious when I say this: I read every ToS, EULA, Privacy Policy, etc. For a couple of reasons but specifically because I have caught stuff in some terms that made me think Not worth using your site.
“Under existing law, PayPal has the ability as a private company to implement this type of viewpoint-discriminatory policy,”

No. No law in existence gives them any such right. Under no circumstances whatsoever is what paypal is doing here even remotely legal or legally enforceable. You do not get to arbitrarily steal $2500 from a customer under any circumstances, no matter what you tried to slip into your tos. Let alone 'at your sole discretion'

This is all kinds of illegal and it will get them sued if they try to do it
I doubt they will actually do it to anyone. The goal of the announcement is clear: To try and shut people up and it will work. Some people will be duck.

Man I need to save $70-80 mil so I can start my own bank and payment processor.
 
How is this even legal?

I want to know what torturous legalese they are trying to flat out say "We're going to monitor your social media and fine you, without a trial, without your right to face your accuser, and take money from you."

This had got to be illegal, unconstitutional, and downright just plain morally wrong.
This is how ALL techbros act, as can be seen with Matthew Prince.

But. keep pushign the misinformation button. Surely it won't backfire and you'll have to quantify what misinformation is in ane asily sueable fashion.
 
Man I need to save $70-80 mil so I can start my own bank and payment processor.
It would be a whole lot easier to just announce right now that you have information that would lead to the arrest of Hillary Clinton.
How much is a full-page ad in the NY Times? You might even have that in your Paypal account right now.
 
  • Feels
Reactions: AnotherPleb
Venmo, bank transfer, credit card. What do you need to do?
Your bank can close your account, as Lana Lokteff and her husband discovered, just for having different viewpoints. Martin Sellner lost five.
I've actually seen a few artists I follow who draw NSFW stuff concerned over this because they aren't sure if their work will be impacted. This also means OnlyFans whores get smacked, too.

Either way this whole thing sounds like a social credit statement: if you don't do what we want, we'll rob $2500 from your bank.

It's so fucking disgusting only corporate trash does it. I remember being floored when I first read it.

I only use PayPal for private purchases, not as a bank. Still. Until we get alternatives we're fucked.
Remember, if you want to send cash to someone, put it in between multiple pages in a hardback book. Also, (depending on how serious you are about this) you could scatter stainless steel dust (or if you are serious about it, tungsten dust) inside the book in order to further fuzz the post offices x-ray scanner. Yes, they do x-ray your mail, even sent inside the country. I have a glowie relative who worked for a 3 letter agency whose job it was to scan and fuck with the mail of people who were on some sort of list (miserable fuck saw no problem with it). Never put anything in that will completely block the x-rays, that just gets your package opened and manually inspected. Always look at the bottom of a box that was sent in the mail if you want to know if it was opened for inspection, they open most packages upside down since they know most people will never check the bottom for tampering. You have to look carefully, they are good at making it seems like nothing happened to the package, but nothing is 100%.
Damn, the info you get on here! Thanks for the tip.
 
I've actually seen a few artists I follow who draw NSFW stuff concerned over this because they aren't sure if their work will be impacted. This also means OnlyFans whores get smacked, too.
Anyone dealing with anything pornographic has been at risk for getting removed from Paypal for years now, this isn't a new thing with them. Paypal has been removing people for any variety of reasons for ages and the recent attempt at a policy change to include penalties for misinformation is just an extension of their insane bullshit they'd already been pushing.
 
View attachment 3724743

I still don't trust them, but the response must have been big enough that someone up high told them to knock the shit off before they actually cost the company shitloads of money
In error. They expect you to believe that the policy that was obviously drafted and approved by their legal team and ordered and approved by numerous executives before being pushed out to the public was some sort of accident. This "accident" that just so happens to align with the demands of nearly every establishment friendly politician, NGO and media outlet for the last few years. An "accident" that would cripple campaign funding for candidates or ballot initiatives in the final weeks before a major election. An "accident" that if fully adopted by other payment processors could be weaponized against every censorship resistant platform like SubStack or Rumble to force them to bend the knee. These aren't far fetched hypothetical situations. It kicked off with VISA cutting off Wikileaks and has snowballed from there. Null (the owner of this forum) has been dealing with this Orwellian bullshit for a few years now.
 
Last edited:
How is this even legal?

I want to know what torturous legalese they are trying to flat out say "We're going to monitor your social media and fine you, without a trial, without your right to face your accuser, and take money from you."

This had got to be illegal, unconstitutional, and downright just plain morally wrong.
Legality doesn't matter if there's no judges willing to slap them down.
 
I still don't trust them, but the response must have been big enough that someone up high told them to knock the shit off before they actually cost the company shitloads of money
Too late, judging by the number of people who still had a PP account for eBay and whatnot saying they canceled/are going to cancel it, they've ALREADY lost a shitload of money.... assuming it's true and not online bluster.
In error. They expect you to believe that the policy that was obviously drafted and approved by their legal team and ordered and approved by numerous executives before being pushed out to the public was some sort of accident. This "accident" that just so happens to align with the demands of nearly every establishment friendly politician, NGO and media outlet for the last few years. An "accident" that would cripple campaign funding for candidates or ballot initiatives in the final weeks before a major election. An "accident" that if fully adopted by other payment processors could be weaponized against every censorship resistant platform like SubStack or Rumble to force them to bend the knee. These aren't far fetched hypothetical situations. It kicked off with VISA cutting off Wikileaks and has snowballed from there. Null (the owner of this forum) has been dealing with this Orwellian bullshit for a few years now.



Agreed, they aren't sorry for anything except misreading the room and assuming it was 60 - 40 in their favor, not against.
 
Fucking nightmarish.

Especially with how much disinformation regarding the coof turned out to be true...
This is my biggest concern. So much information was considered disinformation by the press and YouTube, despite having ample evidence to back it up, until Fauci and the lot said otherwise a year or two later.
 
Back