$ "Unethical" pro-tips - Taxes, gibs, etc.

[reptile baht spaniard rid]

Can I automate this somehow? This seems like, to be effective, I'd need to check/monitor every day.

No real need to - just wait for the news to complain about the market plummeting. Doing it on 1% or 2% isn't worth it.

Note that tax loss harvesting just reduces your cost basis; you'll eventually pay that tax later unless you die and let your heirs receive it at a stepped up basis.

Where it IS useful is getting current income from shares without triggering tax penalties (or at least reducing them)

Bogleheads is like kiwifarms for finance

 

[Big Miss Steak]

I've actually had several occasions where I've worked with people from overseas and I've come to seriously suspect that what was on their resume was... inaccurate. Unfortunately I didn't get very far when I tried to express my concern, and I was shouted down with howls of, "Racism!" each time. You may get away with lying on your resume, but I strongly recommend that you consider your minority status before you do so. That shit makes you teflon. Just remember that if you do con your way into a job and you don't know what you're doing, your co-workers will have to pick up your slack and they will fucking hate you and will try to bring you down by any means possible.

I have successfully steered my company from hiring people I was certain were lying on their resume to the point they would not be able to perform in their role, or who I suspected lived overseas and were lying about living and working in the US. The smaller the company, the less likely they are to make a risky hire just because you're brown.

 

[glass_houses]

I have successfully steered my company from hiring people I was certain were lying on their resume to the point they would not be able to perform in their role, or who I suspected lived overseas and were lying about living and working in the US. The smaller the company, the less likely they are to make a risky hire just because you're brown.

Good for you. In my case, HR went to ridiculous lengths to cover for themselves each time, even in the face of overwhelming evidence.

 

[Kel1 shi1]

but sending a cover letter that was customized for a different job at a different employer is a huge "do not call this person" flag and happens surprisingly often.

Happens when people are applying for a lot of jobs and are taking time for a print and post session. Most people just need a job and don't ponder about a dream role, they just bullshit that the job they are applying for is the only one they want.

 

[Reticulan Joe]

Happens when people are applying for a lot of jobs and are taking time for a print and post session. Most people just need a job and don't ponder about a dream role, they just bullshit that the job they are applying for is the only one they want.

Oh absolutely; no one is confused as to why it happens. It's just there's a perception in my organization that not taking the 30 seconds to find/replace the organization and job title speaks to a serious lack of attention to detail in moderately high-stakes situations, which is not an attractive quality in a job candidate.

 

[Chongqing]

Happens when people are applying for a lot of jobs and are taking time for a print and post session. Most people just need a job and don't ponder about a dream role, they just bullshit that the job they are applying for is the only one they want.

A huge factor in this too is unemployment insurance.

After you get fired, you can still get paid if you apply to a certain amount of jobs per week. If you want to get paid and not get a job for a few weeks or a few months, guess what you do? Mismatch the cover letter. Apply to jobs you're way underqualified for. Come across as uninterested in interviews.

 

[Reticulan Joe]

A huge factor in this too is unemployment insurance.

After you get fired, you can still get paid if you apply to a certain amount of jobs per week. If you want to get paid and not get a job for a few weeks or a few months, guess what you do? Mismatch the cover letter. Apply to jobs you're way underqualified for. Come across as uninterested in interviews.

Yeah, I have a buddy who worked as a manger in food service for about 15 years. Apparently he'd routinely get people who'd sit down with him and tell him they weren't actually interested in the job, they just had to keep applying for unemployment/probation reasons. So at that point he'd just shrug his shoulders and shoot the shit with them for 20 minutes.

 

[NoReturn]

Yeah, I have a buddy who worked as a manger in food service for about 15 years. Apparently he'd routinely get people who'd sit down with him and tell him they weren't actually interested in the job, they just had to keep applying for unemployment/probation reasons. So at that point he'd just shrug his shoulders and shoot the shit with them for 20 minutes.

 

[Gender: Xenomorph]

On occasion from those same guys you'll also see bundled in their CV & cover letter bundle a list of relatives on both sides of their family. As a totally atomized, disspirited American, it is rather charming to know that shameless nepotism is still thriving in other parts of the world.

From a specific part of Asia?

But yea, cover letter for me is letter form of CV, nothing else.

is this America?

Does anywhere else even have such a crazy tip culture? American employees do the bare minimum standard service required and already feel entitled to 20% (minimum) from every customer they meet, then act insulted like someone just took a shit on their grandmother's grave when they don't get it.

Where I'm from, tipping is considered offensive.

Tipping culture is bizarre in the USA. People get actually offended and act entitled if you don't tip 20%.

 

[Reticulan Joe]

From a specific part of Asia?

But yea, cover letter for me is letter form of CV, nothing else.

Where I'm from, tipping is considered offensive.

Tipping culture is bizarre in the USA. People get actually offended and act entitled if you don't tip 20%.

Yeah, the guys (and it's always guys) are always from (and still in) India, generally with a BS or MS in Electrical Engineering. I've been on searches for network positions where the candidate will claim mid-career Cisco certifications, which, on paper, seem to check out. However, a number of years ago, we began implementing a "technical interview" piece where we have the candidate SSH into a specially configured switch and perform various tasks, starting with simple ones up through ones that would give a pro trouble. The point isn't "you must get all these questions right," we're just seeing what practical knowledge they have. Cisco IOS is complex enough that it's not really something anyone, or even any ordinary computer geek, can just bullshit their way through, but is going to be familiar to anyone who actually works with network equipment on a regular basis or has passed Cisco exams without cheating.

To be clear, I'm not trying to claim all Indians are like this: I've worked with a number of Indians both remotely in India and here in the States who were never anything but skillful and professional, and often pretty fun to work with, too. But even those guys will after the second beer admit that, yeah, there's a huge amount of cheating and scammy career stuff back home.

What's also darkly hilarious to me is that I work somewhere that is very much the heartland of wokeness, and ordinarily, no one would ever be racist enough to doubt a Person of Color. But even my most bien pensant NPC soy latte drinking coworkers recognize these guys as being full of shit.

 

[robobobo]

What you need to be careful with when hiring Indians is being sure the guy taking your test is the actual guy you're hiring. There's a common scam where the schlub who knows nothing gets his cousin who actually is competent to do the interview/tests so he looks capable, but once hired is just a paperweight pulling down a paycheck until he's eventually found out and fired. A friend of mine would call them Godzilla interviews, since the guy on screen would be trying to lip sync with the off screen guy who was actually answering the questions.

 

[Gender: Xenomorph]

Yeah, the guys (and it's always guys) are always from (and still in) India, generally with a BS or MS in Electrical Engineering. I've been on searches for network positions where the candidate will claim mid-career Cisco certifications, which, on paper, seem to check out. However, a number of years ago, we began implementing a "technical interview" piece where we have the candidate SSH into a specially configured switch and perform various tasks, starting with simple ones up through ones that would give a pro trouble. The point isn't "you must get all these questions right," we're just seeing what practical knowledge they have. Cisco IOS is complex enough that it's not really something anyone, or even any ordinary computer geek, can just bullshit their way through, but is going to be familiar to anyone who actually works with network equipment on a regular basis or has passed Cisco exams without cheating.

To be clear, I'm not trying to claim all Indians are like this: I've worked with a number of Indians both remotely in India and here in the States who were never anything but skillful and professional, and often pretty fun to work with, too. But even those guys will after the second beer admit that, yeah, there's a huge amount of cheating and scammy career stuff back home.

What's also darkly hilarious to me is that I work somewhere that is very much the heartland of wokeness, and ordinarily, no one would ever be racist enough to doubt a Person of Color. But even my most bien pensant NPC soy latte drinking coworkers recognize these guys as being full of shit.

Yea skill tests seem to weed up the CV-fluffers like there's no tomorrow.

But if you're applying for an interview, be sure to never do a technical test before you talk with a real person (they might do a bait-and-switch or just waste of time).

Also you can disregard every job site that expects you to input your experience and education again. Yes, I want to do my CV again in your clunky interface that breaks 100 times.

 

[moocow]

What you need to be careful with when hiring Indians is being sure the guy taking your test is the actual guy you're hiring. There's a common scam where the schlub who knows nothing gets his cousin who actually is competent to do the interview/tests so he looks capable, but once hired is just a paperweight pulling down a paycheck until he's eventually found out and fired. A friend of mine would call them Godzilla interviews, since the guy on screen would be trying to lip sync with the off screen guy who was actually answering the questions.

At my workplace we've had to start directly asking candidates if they're comfortable working exclusively on a company-provided laptop to weed out people who interview for (and accept) multiple full-time jobs then farm out the work to their fellow pajeets and turn in the result to claim it as their own. Somehow they're always very uncomfortable with the prospect of using a computer that can narc on them.

We began asking that question during interviews after one new hire insisted on using his own machine and refused to even turn on the company laptop. Got himself fired over it after less than 4 hours with the company. "Get fired any%" speedrun I guess.

 

[ten dollars off]

The amount of resume harvesting from Indian recruiters is astounding. I've tried to figure out the rationale for this, with them blindly emailing candidates who match even a single keyword in a job posting.

At first, I thought that they were just using a shotgun approach and hoping that the 1 candidate out of 300 that they submitted would earn them a few thousand in commission. But digging deeper, apparently there are a couple of other common reasons they want your resume:

- They use the content of your resume to "salt" or fluff up resumes for people they actually want to get hired. Whether it's the wording, the skills, or the types of projects you worked on, they'll transplant portions of your resume into those of their fellow east Asians.
- They intentionally submit a block of unqualified or misqualified candidates to make it look like they totally looked for a viable candidate, but after nothing but dumb Americans responded I guess you'll just have to hire their H1-B buddy that actually matches the job description.

 

[Akashic Retard]

Steal from self-checkout lanes. It's easy and you never get caught! Ever!

 

[EyeBP]

Honestly suprised no one has mentioned starting a religious mission yet. A cheap printer , $5 cross pin and a cheap suit and walk around asking people for money for whatever cause ( say helping the under privileged but don't mention that means you) and off you go. If you want to really push it I suppose u you could try your hand at faith healing...

 

[Shek$il]

"Discretion is the better part of valor."

Don't mess with the Government's money or piss off the rich and you're free to plunder and cheat normal people as you see fit. If you're the dishonest type, I would recommend avoiding those groups as a target and keeping it to those without any political capital.

 

[Big Miss Steak]

The amount of resume harvesting from Indian recruiters is astounding. I've tried to figure out the rationale for this, with them blindly emailing candidates who match even a single keyword in a job posting.

At first, I thought that they were just using a shotgun approach and hoping that the 1 candidate out of 300 that they submitted would earn them a few thousand in commission. But digging deeper, apparently there are a couple of other common reasons they want your resume:

- They use the content of your resume to "salt" or fluff up resumes for people they actually want to get hired. Whether it's the wording, the skills, or the types of projects you worked on, they'll transplant portions of your resume into those of their fellow east Asians.
- They intentionally submit a block of unqualified or misqualified candidates to make it look like they totally looked for a viable candidate, but after nothing but dumb Americans responded I guess you'll just have to hire their H1-B buddy that actually matches the job description.

Sometimes they are just trying to recruit with a shotgun approach. Once an employer of mine outsourced some of our recruiting to this Indian firm. I had to interact with our assigned recruiter(s) almost daily to coordinate new job openings and priorities. They had such a whining, pushy way about arguing with me that the positions were too hard or their candidates were actually qualified. Basic skills and education needed for the position would be missing from their resume. I'm female and one of the male recruiters kept bringing up to me how much he would love to come to America, but he couldn't justify it without having a wife, asking if I was married, asking what part of the US I lived in. The business arrangement didn't last long.

 

[ten dollars off]

Abuse free magazine subscription trials. If the deal is the first three issues are free and then you will be charged, just keep canceling and signing up under different variations of your name. If you're worried about missing an issue, sign up for the new subscription when the second issue from the previous subscription arrives.

 

[Mega Black]

There's this cool trick you can do at gas stations, grocery stores, and banks. They will literally give you money if you say some special words. Not sure what yet, but I'll report back when I learn them.