Bank Documents [18-Sept-2021] - Didn't learn a thing from the bankruptcy

[PaleTay]

Now here's a question for the Americans: how common do you think it is for a person to live life like Phil?

I mean spending money he could be saving. I've heard about 401k (or something like that), is the average American someone who lives paycheck to paycheck and doesn't save shit or is it more common for people to save some money and not be a debt slave?

I just want to see if Phil is an anomaly there or just a common American spending all he has.

I think a good amount of women live like Phil, guys you'll find more of a mixed bag. I've known quite a few who get DoorDash or equivalent almost every shift, and post on Instagram or Snapchat their restaurant meals a few times a week, not to mention them telling me how frequently they eat out.

 

[Thomas Highway]

People who get Doordash from chain restaurants are subhuman filth.

 

[KafkaesqueSnuffleupagus]

Now here's a question for the Americans: how common do you think it is for a person to live life like Phil?

I mean spending money he could be saving. I've heard about 401k (or something like that), is the average American someone who lives paycheck to paycheck and doesn't save shit or is it more common for people to save some money and not be a debt slave?

I just want to see if Phil is an anomaly there or just a common American spending all he has.

There’s tons of niggers/white trash niggers that live this lifestyle. They just don’t do things like blow their money on pixels. They buy shit like 90” televisions and $75,000 Cadillacs.

I’ll never forget seeing this uppity nigger I work withs face who flaunted all of his cash and had this glittery as fuck Mercedes as it was getting repossessed at work. In front of EVERYONE. And him going outside and screaming at the tow truck driver and shouting “AWWW MUH LAWWWWWD, WHATCHOO DOIN. THIS MUHHH CARRRR.” And the tow truck driver being like “Not anymore it isn’t.”

 

[Deborah "Debbie" Grayson]

I just remembered Philburt going full-Karen over his shitty chicken burger from Burger King and then the horror hit me:

His enormous food expense isn’t because of quality but rather quantity. Of course having the food delivered to you will bloat the numbers but still… just how can two people possibly eat this much junk food all on their own? Philburt is still that weird shape of skinny-fat where his face and torso are overweight but his limbs are atrophied sticks so… just how fat is Kat right now?

 

[KafkaesqueSnuffleupagus]

People who get Doordash from chain restaurants are subhuman filth.

Agree going to lump this in there though: People who get Doordash and then proceed to bitch about how subpar the quality of the food is when it’s a 10-20 minute drive from the restaurant to the their house are subhuman filth.

Anytime I get takeout my expectation for the food drops several notches. It will never be like eating in the restaurant and getting your food fresh from the grill to your table. Yet for some reason idiots have difficulty conceptualizing this.

 

[King Daddy Telomerase]

For all we know she could be spending it on stuff she enjoys. Although secretly I hope she is stashing it into a 401k and Roth IRA account that Phil doesn't know about. That way, if/when the divorce saga concludes, we can get some bonus salt from Dave

All there is in Catherine's bedroom awwfiss is a 15-inch monitor, a chair, and a box for Jasper to poop in. She doesn't even have her own car in this family with a ~$150k income. I doubt she's living it up.

People who get Doordash from chain restaurants are subhuman filth.

Indeed. I guess it makes sense for people who wageslave all day, but for Phil who has tons of free time and all the restaurants are a few minutes away, he's just a fat lazy pile of shit.

 

[Thomas Highway]

All there is in Catherine's bedroom awwfiss is a 15-inch monitor, a chair, and a box for Jasper to poop in. She doesn't even have her own car in this family with a ~$150k income. I doubt she's living it up.

Indeed. I guess it makes sense for people who wageslave all day, but for Phil who has tons of free time and all the restaurants are a few minutes away, he's just a fat lazy pile of shit.

Wageslaves understand the value of money, and the sheer waste that is involved with even using Doordash at all.

 

[mr.moon1488]

Ok I've been through the spending data earlier in the thread and the table format is interesting for detail but for visual people who want to see where phils money is going I've made a pie chart.

I've genuinely tried to be as "fair" as possible but with the lack of details on most of the paypal payments I've lumped them all in as WWE champions. I think that's a pretty safe bet as most of the amounts are the exact same as apple payments which are almost certainly mobile game spending.

I've tried to label his business expenses and anything I'm unsure of I've labelled unknown. I've done my best trying to label stuff but as a Britbong I'm not 100% certain on what some of these companies are. His AT&T bill could be a mobile phone or an internet line for example... But I think I've made a safe and fair bet in most cases. Feel free to check the CSV file for the data I've labelled. In the grand scheme of things if I've mislabelled $100 here and there it's not going to change much.

Some of the insurance payments he makes could be car insurance or home insurance, I've just put those down as household expenses. His car payments also includes stuff like maintenance where it was obvious.

View attachment 2551399

It's easy to look at this and say "well he only spent 3% of his income on alcohol"... But that's $1062 in 3 months.

The cult members are going to say "well he only spends 6% on eating out..." but that's $1000 per month. That's fucking unbelievable.

His biggest expense is gotcha gaming, that's $8225.62. Thing of the honey moon kat could have had with that.

Totals:

Alcohol	1062.4​
Banking Fees	65​
Business Expenses	407.7​
Car Payments	1550.81​
Condo Dues	812​
Eating Out	2358.23​
Entertainment	5.49​
Groceries	3930.88​
Grooming	102.51​
Healthcare	1167.2​
Household Expenses	1237.42​
Internet Bills	1474.87​
Jasper	782.76​
Mortgage	7397.51​
Phone Bills	553.4​
Taxes	4799.64​
Unknown	1711.41​
Utility Bills	1267.79​
WWE Champions	8225.62​

Total spend: $38,872

It's worth noting that those tax payments are from previous years he didn't pay taxes. He's not paid anything this year and he's not saved anything... He's going to eventually fuck himself big style.



Some interesting things I found were below:

Remember when his flat tyre was a big deal that could cost him hundreds of dollars....


Phil also had multiple banking fees for going overdrawn on his account. How you make $10k a month and go overdrawn is unreal.

The biggest conclusion is what we already knew, Phil makes more than enough to live like royalty but pisses it away really stupidly. He's spent over $6000 on food, no one needs to do this, this is ridiculous. How the fuck are they eating out so much but still spending $4k on groceries to eat at home...

$8k on mobile gaming, what the actual fuck.

This is a man who doesn't even need to downsize his home, his mortgage of $1800 + $400/month for utilities is pretty good really. I was expecting that to be more but how does he spend this much on food... Either Kat is now 400lbs or he's secretly started a soup kitchen where he tells homeless people how trolls keep trying to kill him.

>spending more on WWE Champions than on the mortgage
This is almost depressing.

 

[NynchLiggers]

there are junkies who spend less on drugs than phil blows on gacha. I'm stunned.

Gacha games prey on retards with low impulse control, it's very fitting that Phil is addicted to one.

 

[QwahlityKahntent]

IANAL but pretty sure in some states or in the united states in general downloading any one of these PDFs could constitute some type of crime. So this might be one of those instances where being curious =/< the risks. Haven’t seen it said by anyone. CYA.

i don't think it's illegal to download it after someone's publicly posted it. otherwise the government would have gone after everyone who ever looked at wikileaks, but also IANAL either

 

[Kornheiser]

>spending more on WWE Champions than on the mortgage
This is almost depressing.

I mentioned in the main thread that Phil should redo his mortgage with fellow wrestling fan and sleazebag Conrad Thompson.

 

[King of Not Playing Games]

There's a reason we call them paypigs. As I understand it, the term was used to describe people who throw their money at e-thots to "support" them. In reality, the paypig is doing it so they can pretend they're in some kind of relationship with the girl. But, they'd never actually call them their girlfriend or anything, unless they were particularly delusional.

A subtle but important distinction, the term paypig originates from the financial domination scene, where dudes' actual fetish is to simply have their money spent on a findomme. No sex, no contact, it's almost entirely non-reciprocal. Dudes just give their "tributes" to a woman and get off to that very act, and get nothing in return.

EDIT: Which honestly describe's Phil's supporters to a tee. Give money, get nothing.

 

[George Beorge]

Im gonna play Devil's Advocate here but are we not sure a large chunk of those paypal payments are games? I don't see his payments on new games anywhere there and I remember he said he paid for his games with Paypal before.

 

[Derich 2nd of coomland]

Assuming the is all real.
I stand corrected about just how bad Dave is at money. I really did think that after the bankruptcy he did get some kind of handle on his finances.
I really did think that the people saying he was broke and living tip to tip was exaggerating. I could not (and still can't really) wrap my mind around somebody making in excess of $10K a month could be in this kind of financial trouble.

What stands out to me isn't even the WWE Champions, sure it's a fair bit higher than what I thought, but the amount spend on really shitty food and alcohol. And to a lesser degree just how much he is spending on Jasper kitty.

As much as Dave like to LARP as a ''mature adult™'' this spending is what I would expect to see if this was a 9 year old put in charge of the family spending.

 

[Mask_de_SMITH]

His enormous food expense isn’t because of quality but rather quantity. Of course having the food delivered to you will bloat the numbers but still… just how can two people possibly eat this much junk food all on their own?

I think about this, and then I remember Phil gushing on about his amazing horse wife and how she "liked to cook and clean". So if she likes it so much, why is Phil gorging on frozen dinners and ordering every night of the week? Phil's wife is so amazing that she can't be bothered to cook like Phil says she loves to do?

It's almost as if Phil is incapable of actually taking care of himself, and he orders out because his mommy wife is at work and little Philly can't wait for her to get home so he can eat his nom-noms. He's just an idiot.

 

[Private Joker]

This has probably been brought up, but does any of this confirm he bought the Xbox, Laptop and gaming chair?

 

[Fareal]

Re the alcohol spending:

Gin used to be called mother's ruin for a reason. If the fag packet maths is correct that he's doing a third to a half bottle of Tanqueray every day, it does not take long for that level of intake to make you feel pretty shit. Plus, there is some controversy over whether pickling your liver every day is worse than giving it proper laldy a few times a month. I have seen medical literature that suggests that drinking every day in a significant amount just fucks up the liver's regenerative capacities so that changes like fibrosis are never given a chance to heal.

I will say though, if he's getting through a nice wee half bottle a day, there's no way he isn't having a fly couple in the morning to settle himself. He's not getting through all that in the time he's offstream and then getting up fresh as a daisy. People with a nice regular daily intake like that are drinking in the mornings to be able to function. That would work with his stream schedule, though. Get up, doordash something to soak up the leftover drink for last night, have a fly drink or two to put the shakes and the aches off, then go live.

 

[Derich 2nd of coomland]

Im gonna play Devil's Advocate here but are we not sure a large chunk of those paypal payments are games? I don't see his payments on new games anywhere there and I remember he said he paid for his games with Paypal before.

He really doesn't buy that many games.

Let me tell you about his lord and saviour Gamepass.

But your question is a fair one but the charges for that would be $60+10,1%local tax=$66,06

Edit: The tax should be 10,01%

 

[ObeseScreamingBlackMan]

Phil should just move to Carnegie Hall if he’s got so much MONEY TO PISS AND BURN.

 

[Ghostse]

The most ridiculous thing is most of this type of thing is only good when it's right off the griddle. Give it even 10 minutes and it's shit covered in congealed grease and industrial by-products. So you're paying twice as much for cold stale fast food that wasn't very good at its best. You're paying for a cold greasy burger what could have bought a half-decent steak.

What's the most astounding and hilarious thing about these expenditures is how much this loser is spending to live like an utter pleb. He should be living like a king and saving up money to boot. He could have already outright owned the WAkahndo and still own the CT condo as a rental property for free money.

Only a fool would be jealous of anything about DSP other than his ability to make money. Unless you really love vidya, though, and you wouldn't doing it eight hours a day, DSP's life is miserable. He hates his job, and he hates the people he has to beg money from, while believing them to be his inferiors. These people whom he hates are his sole social interaction other than the flying monkeys Doordash sends to his door with shitty fast food. And he's so miserable he tries to blot it out with fountains of gin and greased up nude dude jpgs.

And there's no escape. It's never going to get better. It's just going to keep getting worse. He's been spiraling the toilet for years, with years in the future.

Just to maintain his current existence he has to wear a vest and spastically dance around like an organ grinder's monkey to (barely) entertain retarded children throwing nickels at him from their parents' money.
View attachment 2552151
Anyone who is jealous of DSP is being jealous of that.

Only thing I'm going to disagree with you on here is that McDonalds has unlocked the science of human biological craving. There is a reason McDonalds is everywhere.
100% correct that unless its fresh its pretty ass.

Its hilarious to see that if he stopped paying for pretend wrestlers he could have paid off his car and bought a nicer one.

I still say the microtransactions estimate is too high and we should cut it back to only "Champions-like" amounts. The other transactions are probably just miscellaneous online shopping.

You are really overestimating the willpower of a whale.

I can excuse people that are at work 9-5 with barely any free time, the last thing you want to do is spend 30-60minutes preparing a meal for a single person when you finally get home, so you order takeout.

I do not want to turn this into GoonFood chat, but that is no excuse, especially if you are single. There are plenty of options that can be done quickly, with long life ingredients.

Spoiler: Single Bachelor Life

When I was living by myself, after I got home from work I'd hit the complex gym, and just be too busted after that to really cook - plus it would be like after 7 and some times almost 9, so I might not eat until 10pm. If I cooked then worked out, you didn't really do well at the gym.

So what I would do was got a pasta microwaver, brand name Pasta Boat, gets your pasta ready in 20 minutes. So I'd load up the pasta boat, put it in the microwave for 18 minutes with a 40 minute delay, and by the time I got back from the gym and showered, pasta was ready. I'd rinse it, add sauce, cheese, back in the microwave to warm it up, and then fry two eggs for a ghetto carbonarna.

My clean up was the bowl I put my pasta in, my fork, and rinsing out the pasta boat. Total time taken to prep was like 5 minutes, it was faster than pulling into McDonalds. Total cost of ingredients that would make multiple meals was less than $10. The problem is it actually requires you do something that is more arduous than telling someone what you want, or selecting options in an app.

I had to shop, but everything except for technically the eggs and sauce was shelf-stable, and if you do this three times a week, you'll go through those before they'd go bad even without refrigeration. So I'd just had a lot of jarred pasta sauce and pasta in my pantry, and get a couple dozen eggs at the store. I only had to visit a real grocery store about once a month, and just did little couple item top up trips to the "market" when I needed something.

Only excuse for eating out that often if you have a long commute and eat during you commute. You're still overspending, but then you shouldn't be paying DoorDash fees.

Most people are just lazy. So lazy they won't put into the effort now to let them even lazier in the future.