For placing such a high value on immutable progress in games, it is a delicious irony that he places none on his life.
If his life crumbled around him-- he couldn't stream--, he'd be sent back to where he was just after leaving high school: He has no savings and lives "paycheck to paycheck", he has no work history, his house could be sold for more than he paid for it but I doubt he could live long on its proceeds with his spending habits, and his last 'checkpoint' was his college degree and those decay if unused.
Always save early and often...