YOU WILL LIVE IN THE POD
But seriously, regulation alone isn't the problem. Rent seeking behaviour is a big one. People turning housing into one of the biggest investment markets has completely fucked the next generation.
Zoning laws need to be changed to create cities more similar to Europe, where commercial and residential occupy the same spaces, as opposed to building residential ten miles this way and commercial ten miles that, and putting a highway in between them.
We need high density housing, like normal apartments, if we actually want to solve some problems.