Nick has been occasionally suicide-baiting in public for a long time now. I doubt its serious. I think its just another aspect of how he deals with people in his life through manipulation and gaslighting. Threatening self-harm to get his way would be a very "nick" sort of behavior IMO.
It's because he doesn't want to take the L on being known as an addict. So he goes with he was just having fun, until the church goers, Aaron and the cops conspired to stop his fun AND that is what caused all his subsequent problems.
So, in Nick's mind, he wants you to forget all the stuff you saw prior to his arrest and give him the benefit of the doubt, like it's the Nick of 4 years ago and the first clue was post arrest. So he needs to keep telling ever more bullshit stories to explain away the disastrous results of being an addict, without actually admitting he is an addict.
I think Nick is hung up on the child abuse stuff, as he thinks if he admits he's an addict then that in itself means the child neglect was true. So, you get the he is special story, that he was never an addict like the others at rehab and it all just all fun, but then needing to explain why so many people close to his children saw neglect.
I just straight up don't believe him when he says he forgot to pay his mortgage. That's not something you just forget, no matter how "depressed" you are. I simply do not believe him when he says that.
He just didn't have the money. He pissed it all away on stupid bullshit.
He already has to deal with people knowing he's an addict. He can't have them know he's a brokie too. His ego couldn't take that.
If he admits to money issues he knows that makes the addiction denial harder to maintain. Buying cocaine before a mortgage is not something people just having fun do. So there is a cascading effect of needing to then believe multiple not plausible explanations, which conpounds.
He is saying he was too depressed to remember to pay, but - and please correct me if I'm wrong - this doesn't even fit the timeline. He stopped paying before the "government" made his life a living hell. Yet apparently he was having this great time, enjoying his whiskey and cocaine, but was actually too depressed to remember he had a mortgage to pay?
Then there is the fact that you don't need to remember to pay these things, you just set up an auto-pay direct debit. Maybe I'm naive to these rich people things, but I couldn't imagine a bank, or any other lender, allowing this to go ahead without auto-pay being set up as standard. Meaning - Nick must have cancelled the payments, he did this intentionally.
I'm not sure if someone pulled receipts out to show that. A quick google seems to say a Minnesota foreclosure could fit Nick's timeline, if the institution was being ultra aggressive and Nick literally didn’t respond to any communication attempts for 3-5 months. I'm happy to take the L on that though if someone proved it to be a year. Again, though, you are then asked to believe another bullshit explanation. Nick had the money, didn't realise a problem until very late on, but it was too complicated to pay, so he thought it best to let the foreclosure be announced, sell a house and pay it off.