different formats. plenty of people check in on this thread after 20+ pages and try to respond to stuff 20 pages ago, because of the thread name people treat it like a newspaper and therefore a chat where you would only see the last 100 messages is fucking useless if you're trying to learn about all the big news of the last 12 hours.
if Michelle Obama with literally the entire democratic party at its fucking height of power couldn't make changes what do you think the traitor RFK will be able to do?
My ideal car is a replica of my old '99 Honda Accord with a V6. I loved that car...
I'm not going to get into a discussion about banking with you here, as there is already a thread for such a thing, but you are obviously right about labor costs being the main factor. You cannot get Americans to work for less than $1,000 a month and zero benefits (which is what China does) to make cars when McDonald's offers more.
I had a '99 Honda Accord that I was forced to give up because I couldn't find spare parts anymore. Not even junkyards had them. Cars from that era were great.
Cars are depreciating assets, which affects the financing. There's no way to get around that, unfortunately.
I 100% understand the introduction of vehicle safety standards and, to be honest, even some of the emissions standards. Air quality in the US rapidly improved due to the emissions regulations. The emissions regulations also led to more efficient engines, but that comes at the cost of more electronics throughout the whole vehicle which makes it more expensive to build and maintain. An easing of the emissions regulations and allowing for simpler cars would, I think, improve the market overall, but I say this as someone who just wants a fart box to get me from point A to point B.
This is very accurate and a big reason why people think China's economic numbers are all smoke and mirrors. How does Xi Jinping expect his breathtaking economic development to last when the average Chinese family has to pool resources like people in the DRC do?
These are all reasons why I think China's best days are behind them, at least economically speaking. Xi Jinping fucked up because he's struggling to make China a financial hub. He put a band-aid on it by taking Hong Kong back, but that will only last so long until people get tired of doing business with the Chinese government.
Chienese GDP per capita, in USD, tells me nothing about the housing market.
This is true in America. But people pay for that monthy, while in China they mostly do not.
I disagree with China's 70 year state leasing. I think people should be able to own the homes they buy, and pass them to their children.
I think countries work better when people have savings as opposed to debt. The Chinese have an over 40% savings rate, as opposed to the American 3%. I don't think that difference is made because Americans invest in stocks or crypto instead. The average gen-xer is $32,878 in non-mortgage debt, and Gen X homeowners have an average mortgage balance of $245,127. So one country has "generational wealth" and the average American has generational debt.
Every market is rigged bro. And the American stock market has majorly crashed at least twice in my life. in 2000 and 2008.
Like the American bond market is doing great? Why would I buy a 3-year bond when I can get a 2 month bond for a higher roi? Bond prices are more a reflection of geo-political and military power. If America didn't have our empire our bonds would be worth way less. Keep that in mind isolationists.
This is a problem. Maybe the state-mortgage-bank only helps with primary residences. If you want to buy a secondary property or an investment property you have to use a private bank or pay cash?
America needs cheaper housing. The issue with American housing is that most people can't afford to buy a house in full even if the prices were not inflated and were reasonable. The issue is America is low trust so it's hard to trust people with that much credit. This means a lot more vetting and less people who qualify for mortgages. This is why America has the credit score system.
I think a major part of it is that unhealthiness leads to the sort of mindsets that Democrats operate on.
Probably to propagandize us to revolt against him. They always talk about the American people not supporting Trump's actions whenever they hold a conference to seethe about the US. They sound like how our government does to any country we're trying to do a color revolution in.
They launched an ad campaign in 12 red-leaning states for some reason. Free money for people who own the billboards I guess.
It's honestly the silliest thing I've seen the Canadians do in response. "Let's give Americans money to put up billboards in the areas that hate us the most!" The best response was the Canadian politician who said "look, we love Americans and we want a good relationship, but these tariffs are dumb and Canada is a sovereign country that isn't going to be bullied." Too bad the rest of Canada is too fucking deranged to respond in a reasonable fashion.
You know it is the stickers.
It doesn't have to be as cheap as the third world. It just has to be about 3 or 4 years worth of income. As opposed to what it is now.
Canada is not a serious country. I did some calculations to predict the election results based on current polling and it looks like the next election might deadlock politics
A party or coalition needs 170 seats to have a majority. The left wing Liberals and NDP will only have 163 seats though they may just squeak past the finish line with or without the Green if they don't lose as many seats as projected. The conservatives and bloq are both "right" wing, but the bloq only represents Quebec and don't really get along with the Conservatives.
It bothers me how much destruction the hippie generation caused to America as they came into power, it's really tragic considering they were right about so much in the 60s. The hippies were the first ones who blamed the murder of JFK on the CIA, everyone said they were retarded and on drugs yet they were right. The hippies were the first to claim the the CIA had been using LSD on people in experiments, everyone said they were retarded and on drugs but they were right. Almost everything the hippies said about "The Man" was correct, they were right that things needed to change back then but they abandoned the (very loose) morals they had as soon as they realized they could have a large slice of the pie too. Let's hope History doesn't repeat itself with the MAGA movement after Trump is out of office.
The Obama's served the status quo, now our next option is the retard squad.
I see it in Florida, too. It's very weird and seems like a waste of money. This is an area where I see many Teslas driving around every day and have not heard of a single issue with anti-Elon Musk protests, crime, etc. I guess since they can't pay their golems anymore to wreak destruction, they have to try and astroturf something.
The easiest way to lower housing costs in the US is to deport illegals, and to have no immigration. About a million and a half homes/residences are built every year in the US. As opposed to the 2-3 million immigrants (legal ones, not counting illegals) that come each year. We'd have a surplus of homes by the end of next year if no one was allowed to move to the US for the rest of this year and the next. All it takes is someone with the power saying "fuck off, we're full."
They lowered the standards needed for a mortgage because the vast majority of niggers and Hispanics could not meet them, if memory serves. That was the issue.
