DSP trying to claim disability will be the best arc, backs are about the most fraudulent disability claims, so much so that without MS, you can't get permanent disability for a "bad back". He would spend years to get a temporary disability that would require in person doctor visits and tests that he would have to pay for out of his own pocket.
I'm all for it.
Indeed. Lower back injuries, or almost any 'soft tissue' malady are very highly contested by the SSA, requiring copious amounts of doctor verification and a long history of treatment before you could hope to pull any level of draw. Considering how reluctant Philip is to get treatment he actually needs, along with his well documented penchant for prevarication, I would put his chances of convincing a judge of his 'disability' to be close to nil. Moreover, when you're waiting for a decision between first filing and final call, you're not expected to pull in any sort of actual earnings - lest it prove that you don't really
need the benefits. Generally, my theory has been that they spend so much time deliberating in order to not only ferret out possible fraud, but to ensure that the claimant exhausts all other avenues prior. For instance, subsisting on state level benefits or cashing out one's 401k.
That said, DSP has long since claimed that he couldn't live on less than $3000/mo, and last I checked, pulling a full SS pension at retirement age with full donations leading up to same is the only way someone could get remotely close to a $3k draw.
You don't have the option of not paying Social Security, it's part of your FICA tax withholdings, of which he is responsible for both halves of, as he is a sole proprietor. That's part of what his back taxes payment plan is paying.
Well, I'm not certain that YT/K actually withholds FICA, since what you get from them aren't technically wages,
per se. If anyone here gets a check from Kick/Youtube, they'd be better able to confirm/debunk that particular hypothesis. If (as I suspect) they only take their cuts and send the rest, then it would be all up to Phil as the sole proprietor to make those deductions afterwards; which would almost certainly mean that he hasn't put away shit for his eventual retirement/disability claim.