Yes. If I want a webcam I can plug something into the USB, thats what they are for. You're naive if you think it isnt fucked up that MS requires you to have a fucking webcam. Why would they require me to have something like that, if it weren't for spying? "Oh but they don't spy on people", yeah there is absolutely zero telemetry in windows, Alexa and Siri havend normalised people being spied on and haven't totally listened to everything people say. How will you know when MS isn't spying on you? If I could purchase a device with no microphone or webcam built in, I would. The safest way to handle microphones/webcams is to have external ones that you plug in only when you want them to be plugged in.
It requires an account with an internet connection to set up, it has shit tons of bloat spying on you, and it has a front facing webcam as a requirement. Yep, this is totally not a creepy corporation overstepping when you just wanted an OS to let you edit word documents and browse the web.