My banks each have an option to request a credit line increase on the accounts' dashboard. My guess is Chris maxed out his cards, chimped, and clicked the line increase on one of the cards he isn't presently behind on.
Then, Chris being Chris, he forgot about the request, hence why he sees it as a bonus.
I've never gotten a limit increase I didn't ask for. To do so seems extremely predatory, even for credit card companies.
This happens all of the time. The credit card company gives someone a line of credit, and when bills are paid on time the credit limit is raised periodically. All the debt needs to be paid back, and paying only the minimum means that the bank will earn a lot more interest. Chris is basically hooking the credit card company up to his tugboat forever so he can buy toys that he can't afford when he wants to. He is spending way more on these toys by buying them on credit and slowly shaving his debt down month to month. If Chris used credit cards properly, he would've been able to buy the PS4 whenever he wanted and paid it off whenever he wanted. Chris treats the credit cards like free money that you pay a small fee to get. Nah, it's like borrowing money that will cost a lot more to pay back later.
Does anyone think that Barb is gonna play Transformers with Chris?
Yeesh, she probably has to. I mean, Chris has been waiting 3 decades to play this game! Too bad dad's gone, just when Chris had the proper toys for his rigid, unimaginative play exercise.
I'm loving that Chris can't see how bad this makes him look. He received an increase to the amount of money that he could spend on credit so in his mind that means he was justified in instantly spending that money on pointless Transformers figures.
Despite telling us this he's then admitting that they're going to struggle for money to pay their bills and that he needs donations to help. It's lke he's too dense to realise that the fact he spends any money he's given so frivolously might just put people off donating to him.
'Amongst their kiwi grapevines,' is one of my favourite CWC lines in a long time. What I would have given for him to say that in a video.
His misunderstanding of credit probably garnered Chris some sympathy, because man is he completely fucking himself by racking up debt that will never be paid off. It's not the kind of sympathy that will get folks to open their wallets, though, like when his house burned. We know Chris is exaggerating and isn't really in trouble. He has income, he wastes it, but he's got more coming. Chris is just begging for fun money.
Im gonna speculate since
@Marvin isnt here.
The only way Chris would think that he got a limit increase out of nowhere is it someone raised it for him. Could Barb have raised his limit? Could she do that legally? Could she even do that illegally?
I think Chris is lying about the credit card increase. He just needed an excuse to justify his spending and this is the best he could come up with. He probably knows credit cards dont give out minimum increases but he may think we dont. Or shit maybe he does think that because of all the minimum increase offers he gets in the mail. He also thinks paying more than the minimum is throwing money away and being irresponsible.
Nobody needed to raise it for him, the credit card company raises the limit based on certain circumstances. Chris keeping his credit revolving by spending and paying the minimum is all that it takes in some cases. It's possible that Chris applied for a new credit card and transferred the balance of another card to the new one. When his balance drops on the old card after the transfer, the credit card company might raise his limit because it's technically like making a big payment. Chris gets more credit to spend, but his debt has grown and he has another minimum payment to make every month. Also, the larger your balance is on a card, the larger your minimum payment is. So Chris maxing out the card just raised his monthly minimum, now he has a bigger bill for next month, and the month after, and the month after...
On side note, Barb paying her credit card bills with Chris' credit card is fucking hilarious. OF COURSE SHE IS PAYING MORE THAN THE MINIMUM! She is literally transferring her debt to her son knowing that he will pay it off as slowly and expensively as possible. Barb will be dead soon and won't have to hear Chris bitch about it. Fuck him!
Why is Chris using Bumblebee as a stand-in for himself? Did he forget he's supposed to be a TRUE and HONEST lesbian female?
This is just like how he treats his Autism, he straddles the line. Chris wants it all. He's a woman when he wants to be. If there's a woman who wants his dick, he's more than happy to play the male role then. Playing as Bumblebee is the familiar, warm and fuzzy option so he sticks with it. It's not about being a girl, it's about Chris feeling the most good.
