Money Barb Sued by Discover Bank

[Vitriol]

I have no idea how debts work so forgive my stupidness, but does this mean Barb has been ignoring her minimum repayments, or does this happen when a debt is dragged on long enough even with monthly repayments?

This varies slightly jurisdiction to jurisdiction. In some places a creditor can do this at any point in the debt if they wish the money paid in full, in others if the lending contract specifies minimum payments to be made they have to be stuck to. I think Virginia is the latter but in any case in practice creditors don't go after people making minimum payments and prefer negotiating rather than going to court.

I think it's pretty much guaranteed she has been ignoring payments for some months.

 

[heyyyJackiePie]

What about running over a guy, twice?
Or the hoard burning down?
Or Chris pepper spraying an employee?

OK agreed. I forgot Bob has died before the fire. Man it just shows you how far the Chandlers have fallen since he died.

The point I'm making is that unlike BLARMS or the Snyder incident, this is going to effect them for many years to come. You can't just go to autism therapy for asspats to make debt go away. So I see this as having very serious implications on their future at 14BL if they owe as much as it seems.

 

[JU 199]

Where's Dstecks when you need him...

 

[Chan the Wizard]

Where's Dstecks when you need him...

He's saving up for when the house is foreclosed and goes up for auction.

 

[Apocalypso]

Maybe Chris should offer to draw 1000 new pages of Sonichu for @DStecks

He should draw 1000 new maces against the lawyers behind Discovery.

 

[JU 199]

Looks like the chandlers credit rating is Barbage

I'll go away now...

 

[Subconcious Offense]

Who owns the car?

 

[Trans Fat 41g]

Looks like the chandlers credit rating is Barbage

I'll go away now...

With interest?

 

[The Giver]

Who owns the car?

Discovery

 

[Marvin]

Who owns the car?

I believe Chris does.

 

[Picklechu]

I wouldn't blame Chris for this. This seems to be all Barb's doing and I wouldn't be surprised if she kept him out of the family finances.

Absolutely. As far as I know, Barb just bitches about money to Chris and takes some of his occasionally. I don't think that they sit down and plan out financial stuff.

And Chris gets saddled with the old crones debt. It's almost enough to make you feel sorry for the wonky willy wonder.

Other than potentially losing the house--which is admittedly a big thing--or Barb taking more of his tugboat, this will only indirectly affect Chris. Debt can't be inherited in the United States.

She's not making payments for it to default, trust me a CC company is more than happy to take min payments for a very very long time, compound interest gets pretty ugly pretty quickly.

That's why Chris' finances are stable. He's a credit card company's ideal customer.

 

[ulsterscotsman]

And just when you think things were about to get quiet.
I wonder if Bard or Chris even aware they're being sued?

 

[KatsuKitty]

Not sure if she gets any kind of a pension check, but if all she has coming in is Social Security, they can't garnish that. The only things that Social Security payments can be garnished for are debt to the IRS and Student Loan debt. A lien on the house is much more likely. And considering that I don't think that the state of Virginia has a homestead exemption, if there is a lien on the house when she dies, Chris would have to pay that amount off before he was granted full possession. And we all know how good the fat autist is at saving money and budgeting for the future.

Huh, I always thought that Chris would lose the house as a result of getting conned into trading it for a handful of magic beans.

Bank levies.

 

[I_Am_Honor_Roll]

SHE'S A FUCKING HOARDER.

Goddamn, it's worse than I previously thought in all caps. I'll be honest: for the longest time, I thought as long as Barb was alive, Chris's situation would be stable. But oddly enough, as others in this thread have pointed out, Chris (as far as we know) honors his financial debts and has yet to be sued. Barb is the one out of control here.

I honestly didn't see this coming at THIS level--I just thought they would wait until Barb died and basically Chris's relatives would swoop in and force him to sell the house in order to satisfy the creditors.

This is...making me depressed.

 

[Tismo]

Does Barb do anything other than hoarding shit and sleeping? Whether the answer is yes or no this doesn't surprise me in the least. I wonder if Chris is going to address it.

Inb4 'please send donations for more ps4 games for me my sick dying mother's debts.'

 

[I_Am_Honor_Roll]

Inb4 'please send donations for more ps4 games for me Barb's debts.'

Start the clock.

 

[Apocalypso]

This is...making me depressed.

And Barb should be REpressed.

 

[THRILLHO]

Who owns the car?

I'm guessing Chris is making the payments but doesn't own it outright yet. Also I'm wondering if Barb co-signed on the loan.

 

[CWCissey]

How long until Chris is yelling about Barb selling his PS4?

 

[John Furrman]

So we enter a bankruptcy Saga.