The former, it's similar to The Messenger.
Well excuse me here
The Messenger is much better. It's got moments of quirkiness, which are even sort of justified by the guilty characters being either retards or bored immortals stuck in an eternal wagie cage desk job. And it gets epic in the end.
But even at the start, when the demon king incinerates everyone in the village, the ninja master
doesn't say, "eh I'd send literally anyone else but charred bones can't walk, shit sucks my nigga, guess it's got to be you, tbh I'd have done it myself but I have a show to catch", no, he blesses you and sends you off as a fated hero.
Also it's not only indie devs, no one can write. People incidentally shit out masterpieces from time to time, but more often they intentionally, knowingly write garbage.
In Fountains, which I generally liked, a knight who's mildly helpful early on gave me a quest to investigate the plant zombies they're fighting. I could've told him from the start OMG THEY USED TO BE HUMAN because they drop human skulls, but noooooo, I have to bring him a vaguely humanoid zombie hand. Upon getting the hand, he tells me to go to the palace of a different nation, I don't know why and neither does he, signposting area progression I guess. I go to the palace. General Head just murdered the queens, I kill him and get a key to the knights' temple after the battle (why was it there? no reason). I go to the temple, and my buddy knight accuses me of murdering the queens (how does he know they're dead?) and attacks me to protect his goddess. The hell? Meanwhile, his goddess is right behind the door, she's also a plant zombie.
Had it been the tragedy of a silent protagonist, it would've been only annoying. But the game has several scenes where the PC has conversations with NPCs and introduces new information to them. This is malice. There are some reddit-tier scenes, too. This one guy made a game about saving the world but deliberately made a world not worth saving, and not because he Had Something To Say but simply because he wanted to be an edgy fuck at the expense of his own game.
But yeah I wouldn't trust Stone of Madness as a result.
I'll probably get it on sale eventually, I love the premise, it's one of the two of my dream games (the second being an ActRaiser-like). At least they actually know Catholicism firsthand instead of getting it "gently used" from anime.