Comma
kiwifarms.net
- Joined
- Nov 8, 2018
Credit card payments: $1000-$2000(this is extremely high for CC payments and under the impression that he carries a minimum of 7 cards and uses all 7 every month)
total per month on guesstimation and common sense:
$7500 fucking dollars
I think you might be underestimating how much he's paying every month to keep the credit card companies at bay. Here, read this:
Says he could reduce his monthly payments by $2500 or more.
This man has tens of thousands of dollars of credit card debt.
View attachment 621949
And that means he has OVER $100K of credit card debt, because that's just how much he can LOWER the payments.
He just admitted during part 2 of the Christmas begathon that he was
He deserves to have hundreds of thousands of dollars of credit card debt that he will never escape. He doesn't deserve good credit.
- applying for credit cards with 0% introductory rates
- racking up a bunch of debt on the cards
- applying for new credit cards with 0% introductory rates and transferring the debt to them
This man probably has no money of his own because every time there's some money on his bank account, it's at risk of getting swallowed by some kind of debt/credit card payment.
He has mentioned a couple of times that he has tried to set due dates for bills around the same date as much as possible. That's why he's complaining about being overdrafted and pushing for cash tips at the same time: he's trying to get a positive balance on his bank account through tips as often as possible in order for him to actually be able to buy things. After using that positive balance to buy stuff, most likely one of the many bills (debt payments included) will take away what's left of that, and force his bank account in the red again.
I can see how this is a continuous battle like the ebb and flow of an ocean, hence his constant begging for tips and complaining about being overdrafted. Though, he got lucky the past month by getting some extra cash (e.g. the $2K cat reveal), so he hasn't been hammering on the being overdrafted thing, which makes me believe he actually managed to keep a positive balance over a longer period of time for the first time in ages. But I believe things are still tight, with the difference between a positive or negative balance being maybe $100 or less at times, with the added chance of it getting sucked up by some debt payment/bill at any given moment.
So yeah, I genuinely believe he's barely hanging on, and that he's genuinely relying on tips to keep himself afloat (as in: Twitch, Patreon and Youtube normally aren't enough to cover his expenses).
I don't believe he has secret bank accounts stacked with money, or that he's constantly buying a lot of expensive shit because he has money to spare. IF he has money to spare, I think he's dumping it into one of his many debt payments whenever he's able to.