DarksydePhil / TheyCallMeDSP / Phil Burnell - General Discussion

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Credit card payments: $1000-$2000(this is extremely high for CC payments and under the impression that he carries a minimum of 7 cards and uses all 7 every month)

total per month on guesstimation and common sense:
$7500 fucking dollars


I think you might be underestimating how much he's paying every month to keep the credit card companies at bay. Here, read this:
Says he could reduce his monthly payments by $2500 or more.

This man has tens of thousands of dollars of credit card debt.

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And that means he has OVER $100K of credit card debt, because that's just how much he can LOWER the payments.
He just admitted during part 2 of the Christmas begathon that he was
  1. applying for credit cards with 0% introductory rates
  2. racking up a bunch of debt on the cards
  3. applying for new credit cards with 0% introductory rates and transferring the debt to them
He deserves to have hundreds of thousands of dollars of credit card debt that he will never escape. He doesn't deserve good credit.


This man probably has no money of his own because every time there's some money on his bank account, it's at risk of getting swallowed by some kind of debt/credit card payment.
He has mentioned a couple of times that he has tried to set due dates for bills around the same date as much as possible. That's why he's complaining about being overdrafted and pushing for cash tips at the same time: he's trying to get a positive balance on his bank account through tips as often as possible in order for him to actually be able to buy things. After using that positive balance to buy stuff, most likely one of the many bills (debt payments included) will take away what's left of that, and force his bank account in the red again.
I can see how this is a continuous battle like the ebb and flow of an ocean, hence his constant begging for tips and complaining about being overdrafted. Though, he got lucky the past month by getting some extra cash (e.g. the $2K cat reveal), so he hasn't been hammering on the being overdrafted thing, which makes me believe he actually managed to keep a positive balance over a longer period of time for the first time in ages. But I believe things are still tight, with the difference between a positive or negative balance being maybe $100 or less at times, with the added chance of it getting sucked up by some debt payment/bill at any given moment.

So yeah, I genuinely believe he's barely hanging on, and that he's genuinely relying on tips to keep himself afloat (as in: Twitch, Patreon and Youtube normally aren't enough to cover his expenses).
I don't believe he has secret bank accounts stacked with money, or that he's constantly buying a lot of expensive shit because he has money to spare. IF he has money to spare, I think he's dumping it into one of his many debt payments whenever he's able to.
 
I think you might be underestimating how much he's paying every month to keep the credit card companies at bay. Here, read this:





This man probably has no money of his own because every time there's some money on his bank account, it's at risk of getting swallowed by some kind of debt/credit card payment.
He has mentioned a couple of times that he has tried to set due dates for bills around the same date as much as possible. That's why he's complaining about being overdrafted and pushing for cash tips at the same time: he's trying to get a positive balance on his bank account through tips as often as possible in order for him to actually be able to buy things. After using that positive balance to buy stuff, most likely one of the many bills (debt payments included) will take away what's left of that, and force his bank account in the red again.
I can see how this is a continuous battle like the ebb and flow of an ocean, hence his constant begging for tips and complaining about being overdrafted. Though, he got lucky the past month by getting some extra cash (e.g. the $2K cat reveal), so he hasn't been hammering on the being overdrafted thing, which makes me believe he actually managed to keep a positive balance over a longer period of time for the first time in ages. But I believe things are still tight, with the difference between a positive or negative balance being maybe $100 or less at times, with the added chance of it getting sucked up by some debt payment/bill at any given moment.

So yeah, I genuinely believe he's barely hanging on, and that he's genuinely relying on tips to keep himself afloat (as in: Twitch, Patreon and Youtube normally aren't enough to cover his expenses).
I don't believe he has secret bank accounts stacked with money, or that he's constantly buying a lot of expensive shit because he has money to spare. IF he has money to spare, I think he's dumping it into one of his many debt payments whenever he's able to.

So we are boiled down to two theories and both of them could be very very very wrong because Dave can't help but fucking lie every other sentence he speaks so we are left in the dark on most of.

Either A. Dave pockets a chunk of change and is lying about being broke. Or B. Dave is broke as hell and is telling the truth about it but nobody can trust a thing he says.

How does a man have such bad credibility that nobody can tell the lie from the truth anymore? 🤔
 
Wow... He makes like 12k a month every month? What in the fuck? How is he broke?

Other people have gone into great detail why, but the simple answer is one of two things:

1) He's not actually broke but knows SAYING that he's broke all the time will lead to more contributions.
2) Because he spends $13K/month and he is the definition of n-word rich.
 
Eh I suppose you're right. I thought she wouldn't like it because she comes across as very basic. Favourite games are Skyrim and Overwatch. Favourite music is K-Pahp and Baby Metal.

Maybe she's completely different off stream and has a wonderful personality.
although i doubt it
She's dating DarksydePhil. She probably has the personality of a saltless cracker and the mental acuity of a baked potato. She probably jumped on his bones after hearing that he lives in a $250K house and makes money by doing nothing.
 
If this has been discussed before feel free to delete because I haven't seen anything, although I could be completely wrong


The reason dsp had such a bad tax situation this year and had to beg so much is because he didn't do any quarterly payments. As I understand it, if dsp makes $100, 25%(or whatever) of that he needs to put away immediately because it should be going to quarterly tax payments.

At the moment he's on a payment plan to pay last year's taxes. Has he said anything at all about making his payments for this year? Or is he going to be fucked even worse next April


I don't understand how America's taxes work (I don't even know how my countries taxes work) but it seems like dsp's only hope is for Ay to drop in and tip $25000, or to pray that they let him start ANOTHER payment plan. Is this correct?

Even though he is on a payment plan for back taxes, he still has to make his estimated Quarterly payments for the current year.
It's hard to speculate how much he actually owes and how much the IRS whacked him in penalty's and what the payment plan was structured as.
The IRS is only going to tolerate Phil so much, if he keeps blatantly thumbing his nose at them, they are going to end up cracking him hard and freeze or seize the money in his bank account.. The IRS doesn't give a shit about Phil and his other bills.. if he keeps fucking around he's going to find out real quick what the IRS can do . They will give you several opportunities to pay what you owe, but if you ignore them or stiff them on a payment plan. they are going to come at you hard.
 
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Other people have gone into great detail why, but the simple answer is one of two things:

1) He's not actually broke but knows SAYING that he's broke all the time will lead to more contributions.
2) Because he spends $13K/month and he is the definition of n-word rich.
This is also a guy who responds to "What would you do if someone tipped you $1,000,000? You'd be rich!" with "Uhhh WRONG! If you got-you could get a million dollars, but if you had to pay out a million and one dollars you'd still be broke, you see what I mean?"

Phil thinks he's not lying to you about desperately needing tips because even if he gets $12K in a month as long as he spends $12,001 he's telling the truth about his bank account being overdrawn, and it all goes to bills because those things the credit card companies send him are bills. Doesn't matter that it was all frivolous, overpriced, luxuries he racked up on his cards, they are still """bills""" and IT'S NONE OF YOUR FUCKING BUSINESS WHAT HE BOUGHT, just gib me monies, okaaay?
 
With all this talk about Phillip’s finances, everyone seems to forget that he lives in Seattle and Seattle is known for its rain. I’m sure Phillip has to replenish his Rainy-Day Fund quite often. There is nothing he can do.
Watching his chat lose it when he said that shows he doesn't understand what a rainy-day fund is. The fact that he said that you spend all of the money when inclement weather occurs and plans change is just mind blowing.
 
He's literally said that he just doesn't want to deal with it. Verbatim. He's also said that he doesn't want to be responsible for repairs, etc., and every time it's been suggested that he turn it over to a rental agency he's said, again, that he just doesn't want to deal with it. ~$500 a month is just not enough for the handful of phonecalls he'd need to make to get things up and running.
He thinks too low of people, thinks a crackhead will rent out the place and destroy it. In his mind he's the highest form of intelligence and everyone else is a stupid loser that can't even rent out a place properly.
 
He thinks too low of people, thinks a crackhead will rent out the place and destroy it. In his mind he's the highest form of intelligence and everyone else is a stupid loser that can't even rent out a place properly.
I wonder what his aunt did to the place, because he's claimed that he hired a contractor to renovate the place between when he moved out and she moved in, but has also said that he'd need to renovate it again if he wanted to try and rent it out. Knowing him he probably meant he hired someone to install some new blinds.
 
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I took last night's Minecraft session and did an analysis on how much time is spent doing what. Each week, I'm appalled by how much he potters about, and how little progress is made. Despite this, Phil always ends off with concluding it was a "great fun stream" often with "a LOT of progress", then says "good stuff" and gives the big thumb.

2 hours, 11 minutes (131 minutes) total. Accuracy to within 5-10 minutes or so.
  • 22% (28:50) fishing
  • 15% (20:05) trekking
  • 14% (18:20) asking chat questions and waiting for a response
  • 14% (18:00) doing menial tasks such as harvesting crops, chopping wood, mining, etc.
  • 12% (15:45) inventory management and crafting
  • 7% (9:30) reading chat, shoutouts, and editing the leaderboard
  • 6% (8:00) off-topic rants
  • 3.5% (4:30) recapping events, announcing/restating the plan
  • 3.5% (4:30) petting Jasper
  • 2.5% (3:00) checking phone
  • 1.5% (2:00) miscellaneous Minecraft-related talk
What to take from this? About 72% of this stream is the playable character standing stationary, or making slight movements, as Phil does other things. Discounting the trekking as well (as it's mostly just a hold-forward motion), there's only about 14% activity in the stream - which is menial work most of the time. Much like Blackout, Minecraft gameplay is simply a front for Phil to talk about himself, and other favorite topics, while receiving money. Getting into the groove of the gameplay, Phil can vent, smooth over issues, strengthen his position over others. Is it Minecraft, or the Phil psychotherapy and ego-flexing session?

This is just the breakdown of the activities; the topics of discussion (money, retcon, moderation, etc.) would be a separate analysis of the same content. It would be interesting to know what percentage of the stream is about the topic of money for instance. I wanted to add a graph, but it looked like shit.

Some other notes: in the near half-hour of fishing, Phil only went up three levels of XP (32-35), because he doesn't spend the levels. The fish and items he caught are redundant, as he has chests full of it, never put to any use. Harvesting and replanting the crops is pointless, as he has enough food to survive another 100 parts if he stopped immediately. The basic resource gathering is boring as fuck to watch, and is the kind of thing you could ask a co-op partner to do for you off-screen. It is possible I believe to switch your single-player world into multiplayer, but Phil chooses to avoid this. He also avoids making his world public to view at this time, for some reason.

==============

No kids. [1] [2]
Twitch promo tweet [6]
Disgusting greed shining through [1] [2] [3] [4]
Once again using the "yeah right" bait tactic.
"No one is really bothering beating you".

bentboxer advanced lore.
youtube_mode1 dropping redpills.
"I respect you so much man, please read my message-"

Recently boasting that his eight-month run of Minecraft is something to feel prideful about, yet the fucker confesses here he sucks at the game, while asking stream chat for the fourth+ time for instructions in how to mint a name tag. The previous week, he had to be reminded to break diamond with an iron pickaxe.

Miscellaneous: [1] [2] [3] [4] [5] [6]
 

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.Doesn't matter that it was all frivolous, overpriced, luxuries he racked up on his cards, they are still """bills""" and IT'S NONE OF YOUR FUCKING BUSINESS WHAT HE BOUGHT, just gib me monies, okaaay?

I think the same,he buys stupid shit all the time,puts it all on credit cards and then instead of saying "give me money to allow me to live this luxurious lifestyle" he just says "give me money for bills" since technically its a bill since thats what the bank sends him,he does this to obfuscate,when people think of bills they think of things necessary to live and have a roof on their head,completly different to Phil is talking about. I remind you of the following quote from Phil:

Phil was asked how he's going to be able to afford to take Kat out on Valentine's Day (Italian restaurant, of course) and he literally said "Have you ever heard of a credit card???". This was moments after his begging spiel and him crying about how he's so broke. ACK ACK ACK
 
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He thinks too low of people, thinks a crackhead will rent out the place and destroy it. In his mind he's the highest form of intelligence and everyone else is a stupid loser that can't even rent out a place properly.

We call that Narcissistic Personality Disorder my friend. Someone should go update the Wikipedia definition to have a big picture of DSP on it.
 
I just tried to watch a detractor video which started with a sequence of a prestream, and how the actual fuck does anyone listen to that stuff? Not only is it the most useless, uninteresting mind-numbing boring shit that is being said, but you can hear him sway back and forth like a fucking autistic retard. Constantly leaning away from the mic and then back close to it, it made me want to blow my damn brains out.

Starting to wonder if DSP attracts mentally unstable people, or if watching DSP makes you mentally unstable. 'Chicken or the egg' kind of thing.

The non-stop loud to soft, back to loud, back to soft over and over AND OVER AGAIN, it seriously pissed me off and I listened to it for 20 seconds. It really gets on my damn nerves, and Phil's wheelchair symbols listen to this for an hour. I'd be like in A Clockwork Orange after 10 minutes.
 
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Even though he is on a payment plan for back taxes, he still has to make his estimated Quarterly payments for the current year.
It's hard to speculate how much he actually owes and how much the IRS whacked him in penalty's and what the payment plan was structured as.
The IRS is only going to tolerate Phil so much, if he keeps blatantly thumbing his nose at them, they are going to end up cracking him hard and freeze or seize the money in his bank account.. The IRS doesn't give a shit about Phil and his other bills.. if he keeps fucking around he's going to find out real quick what the IRS can do . They will give you several opportunities to pay what you owe, but if you ignore them or stiff them on a payment plan. they are going to come at you hard.

THIS. Been a few years since I had to deal with them, but when you're on an IRS payment plan you agree to pay all taxes when they're due during the plan. I'm sure he'll throw his "tax guy" under the bus.

You don't get the option to create a new plan or add what you owe to the current one.
The IRS (so named because it's THEIRS) gives no fucks about your bills. They're taking the account, the house, the car, etc.
Only bankruptcy can stave them off, and Phil makes far too much for a liquidation bankruptcy so he'll be on a multi-year payment plan.
Anyone think Phil can stick to a budget that doesn't include authentic Italian meals, "quality" frozen food, mobile pay-to-win games, etc.?

Nope. he's fucked. 2020, 2021 at the latest both Kat and cat will be gone. Maybe Phil can hook up with Chris to create Manchild Inc. and stream kwality khantent on Mixer as GaymerSydePhillatio.
 
THIS. Been a few years since I had to deal with them, but when you're on an IRS payment plan you agree to pay all taxes when they're due during the plan. I'm sure he'll throw his "tax guy" under the bus.

You don't get the option to create a new plan or add what you owe to the current one.
The IRS (so named because it's THEIRS) gives no fucks about your bills. They're taking the account, the house, the car, etc.
Only bankruptcy can stave them off, and Phil makes far too much for a liquidation bankruptcy so he'll be on a multi-year payment plan.
Anyone think Phil can stick to a budget that doesn't include authentic Italian meals, "quality" frozen food, mobile pay-to-win games, etc.?

Nope. he's fucked. 2020, 2021 at the latest both Kat and cat will be gone. Maybe Phil can hook up with Chris to create Manchild Inc. and stream kwality khantent on Mixer as GaymerSydePhillatio.

how funny would it be if the IRS took the gout kingdom in WA and left them with the shithole in CT and they had to go crawling back..
"hey guys DSP here back in CT, I did noting wrong I did everything correct"

I just tried to watch a detractor video which started with a sequence of a prestream, and how the actual fuck does anyone listen to that stuff? Not only is it the most useless, uninteresting mind-numbing boring shit that is being said, but you can hear him sway back and forth like a fucking autistic exceptional individual. Constantly leaning away from the mic and then back close to it, it made me want to blow my damn brains out.

Starting to wonder if DSP attracts mentally unstable people, or if watching DSP makes you mentally unstable. 'Chicken or the egg' kind of thing.

The non-stop loud to soft, back to loud, back to soft over and over AND OVER AGAIN, it seriously pissed me off and I listened to it for 20 seconds. It really gets on my damn nerves, and Phil's wheelchair symbols listen to this for an hour. I'd be like in A Clockwork Orange after 10 minutes.

Phil will never get rid of the pre-stream.. in his mind that's what gets people primed to open their wallets and dig deep.
says the same stuff everyday, same old sales pitch about how he lost his job and is "crowd funded" and how he really needs that money..
he's actually hoping a big tip comes in during it so he can sausage pose for the next two hours and piss around doing nothing.
 
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