DarksydePhil / TheyCallMeDSP / Phil Burnell - General Discussion

[DSP's Tax Lawyer]

Thanks dude! Maybe you can double check my work for me since you're also a numbers guy. I actually didn't get to the 5% rate by looking at historical numbers (it was just kinda the easiest way to convey the info to a general audience).

What I did was I plugged his approx. date of service and known mortgage balance into an amortization calculator, and worked BACKWARDS. Since we know his original loan amount, and we know what his balance was as of Jan/Feb 2020 thanks to the bankruptcy documents (and assuming he only made minimum payments), I plugged in several different assumptions on his interest rate and looked at what his balance would have been around Jan/Feb 2020 to see if it matched up with his bankruptcy docs.

I think I ended up somewhere between 4.875% and 5.0% where the numbers mostly lined up. You can see some of this here:

View attachment 2498767

If his interest rate was higher than normal than maybe he took out some points on his original mortgage? You know how he likes to rob Peter to pay Paul

I'm not on my home PC right now but I'll check again when I get off work to make sure I didn't screw up too badly.

Thanks for the feedback!

So what I am guessing is that he missed a few payments along the way. We have what his starting price is and what he had on his bankruptcy form but I am guessing at some point throughout his 6 years or so living and paying for this Khando, he missed a few payments which would obviously increase his monthly payments. Other than that, everything you had set up is correct

 

[actually]

So what I am guessing is that he missed a few payments along the way. We have what his starting price is and what he had on his bankruptcy form but I am guessing at some point throughout his 6 years or so living and paying for this Khando, he missed a few payments which would obviously increase his monthly payments. Other than that, everything you had set up is correct

I doubt very much that he missed payments on the Washington condo. On the CT condo, I could absolutely see him skipping a payment (prior to when he ceased paying at all--April 2019 or so).

Edit: Remember on his bankruptcy form as well, he included his HOA fees in the mortgage payment, which is why it was something like $1800. Take off $350 or so for the HOA fees, and you get to about $1400-$1450, which lines up with the payment estimates. The payments would fluctuate with the changes in property tax as well--given that his property's value went up, the property taxes would too, and the mortgage payments would increase accordingly to make sure the escrow covered it.

 

[DSP's Tax Lawyer]

I doubt very much that he missed payments on the Washington condo. On the CT condo, I could absolutely see him skipping a payment (prior to when he ceased paying at all--April 2019 or so).

Edit: Remember on his bankruptcy form as well, he included his HOA fees in the mortgage payment, which is why it was something like $1800. Take off $350 or so for the HOA fees, and you get to about $1400-$1450, which lines up with the payment estimates. The payments would fluctuate with the changes in property tax as well--given that his property's value went up, the property taxes would too, and the mortgage payments would increase accordingly to make sure the escrow covered it.

I could see him missing payments on the washington condo. Not close enough to trigger any warnings or forclosure status especially with the insurance he had to use but missing payments or paying below the monthly minimums could be a thing. The mortgage rate I got was the highest interest rates got in 2014 and they dropped since then. So if he wasn't making minimum payments throughout the 6 years, his monthly minimums could increase. I wouldn't put past him that he didn't pay full minimum payments or missing certain payment dates that would increase his monthly minimums

 

[fuckshitsnake]

If you really want to get into comedy Phil, write an autobiography. Because your life is the biggest joke we as detractors ever experienced.

Words can't describe how much I'd love to see this. A whole novel's worth of Phil's delusions about his notorious begacy on print.

At least, I'd like to see it, but if I'm gonna be realistic then I think there's a 99.9% chance that any autobiography written by Phil would just be a carbon copy of his prestream ranting, which only comes out to about the size of a pamphlet, before his laziness overpowers his ego and he puts it up for sale at a modest $200. At least it'd still result in a potential form of extra gold dust when he starts retconning his own fucking 100% self-made autobiography with the most insane leaps in pigroach logic. "I never wrote that, dood. The trolls did. Shut the fuck up or you're outta here, ack ack."

 

[SirChipDouglas]

Did last night's rant not come off to anyone as VERY reminiscent of a certain entitled cunt?

Edit: OIC even lifted DIRECTLY from what this stupid bitch said.
Graceful Phoenix (OIC's new changed name on YT): "NGL, if you can afford internet or a phone you can afford to sub."

 

[The Penultimate Warrior]

Words can't describe how much I'd love to see this. A whole novel's worth of Phil's delusions about his notorious begacy on print.

At least, I'd like to see it, but if I'm gonna be realistic then I think there's a 99.9% chance that any autobiography written by Phil would just be a carbon copy of his prestream ranting, which only comes out to about the size of a pamphlet, before his laziness overpowers his ego and he puts it up for sale at a modest $200. At least it'd still result in a potential form of extra gold dust when he starts retconning his own fucking 100% self-made autobiography with the most insane leaps in pigroach logic. "I never wrote that, dood. The trolls did. Shut the fuck up or you're outta here, ack ack."

He'd make Papavera ghost write it.

 

[gobsmackedmortician]

Is anyone missing Phil on his day off?
shame on you, lucky for you I have a cure a mere 1 min of this will cure you

Mix of 3 videos from youtube : dsp begging hardcore

Mix of 3 videos from youtube, by david fishface : dsp begging hardcore

www.youtubemultiplier.com

 

[RougeRed]

Bottom of the gene pool mongoloid. Try eating from a plate with someone else at a table.

From now on I'm going to just dump my food directly onto my desk and eat it with my hands.

 

[DSP's Tax Lawyer]

Is anyone missing Phil on his day off?
shame on you, lucky for you I have a cure a mere 1 min of this will cure you

Mix of 3 videos from youtube : dsp begging hardcore

Mix of 3 videos from youtube, by david fishface : dsp begging hardcore

www.youtubemultiplier.com

Why do they match up so perfectly?

 

[Private Joker]

Did last night's rant not come off to anyone as VERY reminiscent of a certain entitled cunt?

Edit: OIC even lifted DIRECTLY from what this stupid bitch said.
Graceful Phoenix (OIC's new changed name on YT): "NGL, if you can afford internet or a phone you can afford to sub."

I recently got two youtubers who are begging for cash to buy a fuckin' house admit that they pull in about $30,000 a year from ad revenue which is about what I earn a year at my real job. They've become very entitled, very smug. They insult people who waste all day at a real job while they go camping and have fun all day. Their fans are are morons who are also dumping cash on them.

It's like a disease. All these people who get a buck on the internet just turn into greedy, lazy dicks who fell head first into an easy lifestyle and can't hold back how superior they feel because of it.

 

[Hogan of the South]

Slow day at work so I'm crawling through that shit storm last night. He's drowning in denial. Claims he had 900 members on Twitch. Currently has 234 on YouTube. 900-234 = 666.

DSP had 900 subs on Twitch. OK. How many viewers did he have per stream? 1,500 or the same as on YouTube? If 230 people are watching on YouTube, on a good day, you can't expect them all to subscribe. I'd expect 20% of them, around 46? The only way he has over 230 subscribers on YouTube is because a whale is socking accounts. DarkDave has a very similar view live count as DSP. Anyone know how many subs he has?

No one is watching your con-tent Phil. Nothing will change until you understand that and adapt. Enjoy your day off. I'm at my job, working (admittedly not very hard).

But at least you work. Same with my job, some days are easy some are hard but at least you’re contributing to something in life and making your own way. Phil cannot say the same, he is a literal parasite

 

[Tears for T]

Hmmm, wondering what Phil is doing on his day off. Taking care of Jasper or is he taking Kat out for a bite to eat? No, that lazy fuck would not lift his finger for anyone but himself. Phil is probably sitting and eating food ordered through DoorDash while he faps in his loneliness.

 

[DSP's Tax Lawyer]

Hmmm, wondering what Phil is doing on his day off. Taking care of Jasper or is he taking Kat out for a bite to eat? No, that lazy fuck would not lift his finger for anyone but himself. Phil is probably sitting and eating food ordered through DoorDash while he faps in his loneliness.

Drinking gin and reading kiwifarms most likely

 

[SocietyLiver1488]

But at least you work. Same with my job, some days are easy some are hard but at least you’re contributing to something in life and making your own way. Phil cannot say the same, he is a literal parasite

I wish there was a way to know what percentage of his tips are some form of disability tardbux and good boy points. Weigh that along with the 500k discharge and you got a pretty impressive pigroach imo

 

[JPG]

Very exciting re-upload of DSP playing Black Mesa.
Featuring authentic sexual leering at any female character we could only hope to see in current year. Plus absolute retardation at the inability to grasp crouch jumping. And I'm only 10 minutes in..

This Is How You DON'T Play Black Mesa (Mirror)

Noticed this absolute gem was gone thanks to someone in DDM's chat. *EDIT* Seems like it is due to some song getting claimed that blocked it in multiple coun...

www.youtube.com

 

[PieceofShet]

That ration at the bottom, goddamn.

 

[Full Race Replay]

I'm late, but i still can't believe Phil

1. Changed the sub goal, reducing the legitimacy of it to make it more likely to be reached.
2. Set it to a completely arbitrary number, 241, just because it's within the range of current number of members while making sure Phil gets a decent chunk of money if it is hit.
3. Continues to openly complain about people not donating to him.

By the way, in his rant Phil says he can't go ahead with the marathon this saturday if he doesn't hit the goal because then he could never have his fans trust him to have another goal like that. However, Philip already lost the trust by reducing the goal!

I know this is late as fuck but did anyone catch what Phil said last night during his rant?

He said, and I quote, "I'm not exagerating. I used to make thousands and thousands of dollars on Twitch but now I don't make that kind of money anymore on YouTube."

Uhhhh what? You what? That little slip of the tongue had me almost pulling over while driving in this morning. If you remember he has gone on record saying he hasn't made any kind of big lifestyle changes since about 2018-2019 when Kat moved in. My question is, why did he need to do all those marathons and fundraisers—with the same goals and rewards, mind you—over on Twitch? Where the fuck did all those "thousands upon thousands of dahllahrs" go? Wouldn't he have to raise the tip goal more than fifty dollars, stream more to make up for that lost income? All those times he cried poor and how he made next to no money on Twitch, other than subs and cheers, what was that shit?

Allow me to play devil's advocate for phillip a little bit here. He does this weird thing where he talks about how much money he received in previous months, and talks about the amount being higher while forgetting to mention that this was because he was crying poor. So I think it's likely Phil is thinking of months in which he had begathons and is trying to play it off as normal support.

Don't forget this quote. I think this is a low point in Phil's entire career right here. Phil, you are not entitled to anyone's money without giving those people fair rewards that make it worth paying money. Having a job doesn't work like that. You provide benefits and people decide wether to pay you or not. I can't believe anyone would actually have this level of entitlement.

 

[Pargon]

But at least you work. Same with my job, some days are easy some are hard but at least you’re contributing to something in life and making your own way. Phil cannot say the same, he is a literal parasite

Some people might feel left out by this statement on account of their jobs sucking shit. Never fear. If you have experienced any of the following life events over the last ten years you are living in ways Phil will never know.

1. Achieved orgasm with a sexual partner
2. Achieved mutual orgasm with a sexual partner
3. Witnessed the birth of a child you helped conceive
4. Helped or be helped by a good friend through a difficult time
5. Donated time, money, or property to charity
6. Went on a vacation somewhere outside a twenty-mile radius around your home
7. Paid off a mortgage
8. Paid off your student loans
9. Received an advanced degree or skill certification
10. Taken concrete steps toward managing a physical or mental health condition
11. Created something, anything, with your own hands and/or mind
12. Learned how to repair anything in your home or vehicle
13. Had a moment of genuine excitement or joy not related to the acquisition of material gain
14. Achieved a greater insight into what is valuable to you, and
15. taken steps to protect and/or preserve it.
16. Grown anything in a garden
17. Began to learn a new language
18. Read a book never adapted into another form of media
19. Had a spiritual awakening of any kind
20. Taken time to laugh at yourself

EDIT: feel free to add your own; it ain’t hard, Phil defines living as the conversion of organic material into energy and waste

 

[WolverineGuy22]

Some people might feel left out by this statement on account of their jobs sucking shit. Never fear. If you have experienced any of the following life events over the last ten years you are living in ways Phil will never know.

1. Achieved orgasm with a sexual partner
2. Achieved mutual orgasm with a sexual partner
3. Witnessed the birth of a child you helped conceive
4. Helped or be helped by a good friend through a difficult time
5. Donated time, money, or property to charity
6. Went on a vacation somewhere outside a twenty-mile radius around your home
7. Paid off a mortgage
8. Paid off your student loans
9. Received an advanced degree or skill certification
10. Taken concrete steps toward managing a physical or mental health condition
11. Created something, anything, with your own hands and/or mind
12. Learned how to repair anything in your home or vehicle
13. Had a moment of genuine excitement or joy not related to the acquisition of material gain
14. Achieved a greater insight into what is valuable to you, and
15. taken steps to protect and/or preserve it.
16. Grown anything in a garden
17. Began to learn a new language
18. Read a book never adapted into another form of media
19. Had a spiritual awakening of any kind
20. Taken time to laugh at yourself

21. Simply taking a fucking walk in a park

 

[Hogan of the South]

How will he get it? Affiliate requires x number of streams y number of hours streamed and z number of average viewers.

I don't think you can shortcut to affiliate just because you used to have partnership.

Edit: the criteria is really low for affiliate. DSP will hit this but I think it still takes 30 days to complete
View attachment 2498475

You seem to forget that Twitch OWES him! They wrongfully terminated him! Why if they don’t give him a full ride immediately I’m sure all three of his whales will give a stern email to them! They couldn’t handle the salt storm that’s coming their way if they don’t give him what he deserves!

21. Simply taking a fucking walk in a park

It’s amazing all the ways anyone can out do this grimy shell of a human.