1call1closer
kiwifarms.net
- Joined
- Sep 21, 2026
I have had the experience of doing B2C sales. I like it, but you deal with a lot of boomers. Maybe I'm a masochist, but I like cold calling and pressing the dial button. I think I've gotten the most boomers selling insurance contracts as the agency I worked for really targeted homeowners because our auto insurance price was bad... when you filter for home owners, you are going to get a lot of boomers.
The birthdate range that's really bad is anything 1950-1980. Once you get into the 1980s birthdates people are generally fine.
Observations and hatreds:
1) Boomers have no idea how much rent is / how much of a good deal they got. You get people complaining about having a $400 mortgage payment being too expensive and that "I can't live paying this much for my mortgage payment". For reference, at the time I thought I was getting a deal paying $800 a month for my apartment.
1.5) A subset is the boomer's retard kid who has the house for free and is complaining he has to pay $150 a month for his home insurance. Fuck that guy.
2) "I'm on a fixed income". This phrase. I hate this fucking phrase. At a certain point depending upon how the conversation went I'd hit them with, "yeah, pretty much everyone with a salary is on a fixed income these days, and prices are hurting everyone". If the guy was an asshole OR I want to break his brain (sometimes you want to do that, especially if they are a talker and you want to re-direct) I'd hit them with, "well, if you are on social security it is adjusted for inflation every year while my salary isn't, so you are you not getting your social security payments for some reason?". After the shock you pivot to, "so, does your home have a basement?" or "Do you have a sump pump in your crawl sapce?" or if the guy is an asshole you just keep fighting with him over it.
3) The amount of old people with bad credit / nothing saved for retirement is astonishing. All the time you pull these people's consumer reports and you say, 'holy hell, you ain't got no claims, but your insurance score is trash, why?' and then you realize the person is finacing a brand new truck and an SUV and has a reverse mortagage on their house... and of course... "I'm on a fixed income". Fucking bastards. The fact that they complain when they starve after not saving food for winter is insane. I'm glad their insurance is expensive.
4) Boomers don't care about their kids. I've had so many of these idiots who want to insure their house for $50,000 (the amount of the heloc they have... of course they have a heloc) because "if something happens, my kids already have a home, so I'll just live with them". I've had people say, "yeah, I don't care if my kids don't get anything, I'll just put a trailer on the plot". Which is insane.
5) Its cheaper if you are married. Our system also only cared about the Insurance score of the first named insured, so often times running in wife's name would be cheaper. So, you want to win on price, because boomer only fucking cares about price... So you ask, "does anyone else need to be on the policy", when doing a home insurance quote its a real 50/50 shot if they will mention their wife or not. Next, because I'm a good salesman you pivot to the auto quote before you give them the home price (we got paid double comish if we sold a bundle!) so after getting home details you ask them, "what kinda car do you drive?" (you don't even ask if they want the auto quote or not, you are adoing a fucking auto quote retard), and then you say, "does anyone else drive your cars regularly" and then of course, "ohhh yeah, my wife"... of course. Now, sometimes this can go south,
Me: "So, if I can get your wife's name and birthdate so I can put her on the policy"
Boomer retard: "You don't need that."
Me: "Well, its going to be cheaper if I run you as married."
Boomer retard: "Well, run me as married then"
Me: "Well, I'll need your wife's name and brithdate then"
Boomer: "well, why do you need that."
Me: "Okay, I'll run you as single then."
Boomer: "But I'm married"
.... He hung up on me soon after this. I pulled his wife's info through a shitty carrier (that takes time to do a quote for) and texted it to him as a fuck you.
6) We had a lead vendor that would literally screen record them filling out the form. I've sent boomer retards that video to prove that they actually did in fact request a quote from our agency... directly. Retards can't even remember what they did 5 minutes ago.
7) Actual retards who still think they are sane... For example I asked a woman if she had a fireplace and she says she hasn't been in the living room in a while. I asked her if she has insurance, and she says no...but she has a mortgage (holy shit... she might be force placed and totally fucked in that case)... I ask her if the outside of her home is brick or siding and she doesn't know. How do you not know what the outside of your house is made of??? I had one retard woman buy a mobile home insurance policy and then called me back the next week asking for her auto insurance documents because hse cancelled her auto insurance even though she only bought mobile home insurance off of me (she cancelled two months later, good. Fuck you Donna)
8) Boomers will send your their current policy and block out the price. Its funny because I don't actually set the price, I just plug in their info and computer does its magic. Even if you explain that to them, they still won't tell you what they are paying. Its hilarious.... to be fair, I'm sure there were some real scumbag insurance guys back in the day, so sure...
I could go on, and on, and on... its insane how
a) entitled they are
b) rude they are
c) retarded and stupid they are
d) how uncaring they are
e) how much debt they are in even though they are old as shit
Mind blowing really.
The birthdate range that's really bad is anything 1950-1980. Once you get into the 1980s birthdates people are generally fine.
Observations and hatreds:
1) Boomers have no idea how much rent is / how much of a good deal they got. You get people complaining about having a $400 mortgage payment being too expensive and that "I can't live paying this much for my mortgage payment". For reference, at the time I thought I was getting a deal paying $800 a month for my apartment.
1.5) A subset is the boomer's retard kid who has the house for free and is complaining he has to pay $150 a month for his home insurance. Fuck that guy.
2) "I'm on a fixed income". This phrase. I hate this fucking phrase. At a certain point depending upon how the conversation went I'd hit them with, "yeah, pretty much everyone with a salary is on a fixed income these days, and prices are hurting everyone". If the guy was an asshole OR I want to break his brain (sometimes you want to do that, especially if they are a talker and you want to re-direct) I'd hit them with, "well, if you are on social security it is adjusted for inflation every year while my salary isn't, so you are you not getting your social security payments for some reason?". After the shock you pivot to, "so, does your home have a basement?" or "Do you have a sump pump in your crawl sapce?" or if the guy is an asshole you just keep fighting with him over it.
3) The amount of old people with bad credit / nothing saved for retirement is astonishing. All the time you pull these people's consumer reports and you say, 'holy hell, you ain't got no claims, but your insurance score is trash, why?' and then you realize the person is finacing a brand new truck and an SUV and has a reverse mortagage on their house... and of course... "I'm on a fixed income". Fucking bastards. The fact that they complain when they starve after not saving food for winter is insane. I'm glad their insurance is expensive.
4) Boomers don't care about their kids. I've had so many of these idiots who want to insure their house for $50,000 (the amount of the heloc they have... of course they have a heloc) because "if something happens, my kids already have a home, so I'll just live with them". I've had people say, "yeah, I don't care if my kids don't get anything, I'll just put a trailer on the plot". Which is insane.
5) Its cheaper if you are married. Our system also only cared about the Insurance score of the first named insured, so often times running in wife's name would be cheaper. So, you want to win on price, because boomer only fucking cares about price... So you ask, "does anyone else need to be on the policy", when doing a home insurance quote its a real 50/50 shot if they will mention their wife or not. Next, because I'm a good salesman you pivot to the auto quote before you give them the home price (we got paid double comish if we sold a bundle!) so after getting home details you ask them, "what kinda car do you drive?" (you don't even ask if they want the auto quote or not, you are adoing a fucking auto quote retard), and then you say, "does anyone else drive your cars regularly" and then of course, "ohhh yeah, my wife"... of course. Now, sometimes this can go south,
Me: "So, if I can get your wife's name and birthdate so I can put her on the policy"
Boomer retard: "You don't need that."
Me: "Well, its going to be cheaper if I run you as married."
Boomer retard: "Well, run me as married then"
Me: "Well, I'll need your wife's name and brithdate then"
Boomer: "well, why do you need that."
Me: "Okay, I'll run you as single then."
Boomer: "But I'm married"
.... He hung up on me soon after this. I pulled his wife's info through a shitty carrier (that takes time to do a quote for) and texted it to him as a fuck you.
6) We had a lead vendor that would literally screen record them filling out the form. I've sent boomer retards that video to prove that they actually did in fact request a quote from our agency... directly. Retards can't even remember what they did 5 minutes ago.
7) Actual retards who still think they are sane... For example I asked a woman if she had a fireplace and she says she hasn't been in the living room in a while. I asked her if she has insurance, and she says no...but she has a mortgage (holy shit... she might be force placed and totally fucked in that case)... I ask her if the outside of her home is brick or siding and she doesn't know. How do you not know what the outside of your house is made of??? I had one retard woman buy a mobile home insurance policy and then called me back the next week asking for her auto insurance documents because hse cancelled her auto insurance even though she only bought mobile home insurance off of me (she cancelled two months later, good. Fuck you Donna)
8) Boomers will send your their current policy and block out the price. Its funny because I don't actually set the price, I just plug in their info and computer does its magic. Even if you explain that to them, they still won't tell you what they are paying. Its hilarious.... to be fair, I'm sure there were some real scumbag insurance guys back in the day, so sure...
I could go on, and on, and on... its insane how
a) entitled they are
b) rude they are
c) retarded and stupid they are
d) how uncaring they are
e) how much debt they are in even though they are old as shit
Mind blowing really.