I followed the advice of users on here and New Vegas is starting to click with me. Money's no longer an issue since I realized I was hoarding expensive shit I'm never gonna use, I'm not getting as slaughtered as I was earlier, and I found a companion (Boone, who is real useful). My only complaint is that a few of these missions have way too much backtracking. I just finished the Helios quest for example; right at the very end I couldn't turn on the console because I had done the mission at night. As far as I can tell, the only way to make the time pass is to sleep in a bed, so I fast traveled back to the motel, slept, then fast traveled back but had to go through the entire area again just to push a button. Part of it was my fault, in hindsight I should have realized that you can only collect solar power in daylight, but at the same time it's a lot of time wasted for one simple action.
I am having a lot more fun than I was previously though.