You waited too long, every worthwhile Ryzen processor is going to cost you big bucks, people have been forced to buy crap intel processors because there's huge shortages.
What would have run you just a little over a grand a few months ago for a good setup that will play everything at high settings will now run you close to double. processors, ram, and many models of graphics card are all in short supply. So you wind up spending way more for less powerful aprts because that's the only things that are left. Even pre-builts are down to stuff that was only selling for 300 bucks months before, are now close to 900 bucks or over for the same shitty specs.
AMD is in the process of expanding, but that shit is going to take months before they have new factories.