Containment Random Chris Updates

I'm kind of torn on the whole Sonichu medallion thing.

On one hand, it's honest work for a paying client. That's a good lesson. If I decide to give someone my money, it's either a loan or in return for something. Nobody should reinforce begging.

On the other hand, he'd be a hell of a lot better off mopping the kitchen at Wendy's.
 
Daphne-Spergwatch said:
I don't see how these months think it's high comedy, the most they are doing is making themselves the organ grinder to keep the monkey dancing.

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Chris is the barrel organ and we are the dancing monkey, that's why they do it.
 
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The Captain said:
Just clarified with Chris that Chrysler Capitol is the creditor for the car loan and he owes.. A lot. He wouldn't be specific which means it's likely quite a bit.

Also they are indeed the ones who suggested the auction. He surrendered the car directly to them to auction, whatever that means. I didn't even know surrendering a car was a thing.
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Lenders usually sell repos at auction to recover whatever they can on the outstanding balance of the loan. Only difference in this case is that Chris voluntarily surrendered the car instead of it being repossessed.

And since the creditor is selling it at auction without CWC's involvement, it will bring fair market value, which should be well under $1000. Frankly, he would have been better off putting it on eBay, as some sperg would have probably paid more than that just because it belonged to him.

Anyway, after the creditor conducts the auction, Chris will find himself still owing a car payment every month on a car he doesn't own. Good luck trying to explain that to the fat autist.
 
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JULAY said:
Lenders usually sell repos at auction to recover whatever they can on the outstanding balance of the loan. Only difference in this case is that Chris voluntarily surrendered the car instead of it being repossessed.

And since the creditor is selling it at auction without CWC's involvement, it will bring fair market value, which should be well under $1000. Frankly, he would have been better off putting it on eBay, as some sperg would have probably paid more than that just because it belonged to him.

Anyway, after the creditor conducts the auction, Chris will find himself still owing a car payment every month on a car he doesn't own. Good luck trying to explain that to the fat autist.
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That's what I figured - fortunately I've never had any experience with a lender coming after me like that.

He did say he's been telling Chrysler how much of a "celebrity" he is and that they need to make sure that people know it was his car so it sells for more.
 
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JULAY said:
Anyway, after the creditor conducts the auction, Chris will find himself still owing a car payment every month on a car he doesn't own. Good luck trying to explain that to the fat autist.
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The creditor might know the odds of actually ever collecting the rest of that in any reasonable amount of time are very, very low and put a little effort into jazzing it up to sell it for more, because it may be the last money they see from Chris.

They probably raped him out the ass and got more than the car was worth out of the fat idiot already.
 
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The Captain said:
That's what I figured - fortunately I've never had any experience with a lender coming after me like that.

He did say he's been telling Chrysler how much of a "celebrity" he is and that they need to make sure that people know it was his car so it sells for more.
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Lol, I can just picture how that went:

Famous, huh? For what? What the hell is a Sonichu? Yeah, sure, millions of fans... Oh, yeah, we'll tell everyone at the auction that your car belonged to somebody famous.

AnOminous said:
The creditor might know the odds of actually ever collecting the rest of that in any reasonable amount of time are very, very low and put a little effort into jazzing it up to sell it for more, because it may be the last money they see from Chris.

They probably raped him out the ass and got more than the car was worth out of the fat idiot already.
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Agree on all points, but they'll still file a case against him when he defaults on his payments if the balance is as high as The Captain seems to think. Since Chris is an idiot, and only has one bank account that mingled his tardbux and everything else, one day a creditor with a judgment is going to go after money in that account and the burden of proof will be on Chris to prove what money came from tardbux and what didn't. And of course, he won't be able to, because he's a fucking moron.
 
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AnOminous said:
The creditor might know the odds of actually ever collecting the rest of that in any reasonable amount of time are very, very low and put a little effort into jazzing it up to sell it for more, because it may be the last money they see from Chris.

They probably raped him out the ass and got more than the car was worth out of the fat idiot already.
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What're the odds Chris rushes out and leases another car soon? I'm thinking pretty damn high. Creditors can't repossess leased vehicles unless they themselves are part of the company (or contracted by them) that leased it to him. So Chris is probably going to be able to wriggle his way out of this one again.
 
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JULAY said:
Since Chris is an idiot, and only has one bank account that mingled his tardbux and everything else, one day a creditor with a judgment is going to go after money in that account and the burden of proof will be on Chris to prove what money came from tardbux and what didn't. And of course, he won't be able to, because he's a fucking moron.
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If he had any brains at all, he'd contact some local group that provides legal aid for tards and make sure he gets an account that segregates out his tard bucks into a tard bucks only account, and is marked that way so it can't be collected on, and have another account he constantly keeps empty and instantly cashes out whenever he gets his begging money.
 
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AnOminous said:
If he had any brains at all, he'd contact some local group that provides legal aid for tards and make sure he gets an account that segregates out his tard bucks into a tard bucks only account, and is marked that way so it can't be collected on, and have another account he constantly keeps empty and instantly cashes out whenever he gets his begging money.
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Implying the god-emperor of every conceivable universe in the multiverse would ever admit to being a tard.
 
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TrunksFromDragonballGT said:
I'll agree with you that point. It will most likely end up in the scrapyard, but I am not ruling out the possibility of some dumby buying it. People have been known to throw large amounts of money at Chris for free so it's not out of the realm of possibility.
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You could probably get a junkyard engine for it for $200-$300, it wouldn't be a huge deal to replace. Not that anybody who would buy it because Chris owned it would know that, or how to do it. The deal breaker for me would be the interior. With his hygiene issues, and if that's the car he was talking about shitting himself and driving home from the mall in, you would never get the smell out. You would have to completely gut the interior. I can't even imagine what it must smell like. Look how they treat the house, and imagine a car as an extension of that.

He would get $200-$250 from a junkyard here in that condition, and have to pay to have it towed there. I can't imagine it getting much more from an auction. I highly doubt anybody will buy it "because Chris", but some idiot paid $200 for Barb's blanket too, so whatever.
 
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The Captain said:
He did say he's been telling Chrysler how much of a "celebrity" he is and that they need to make sure that people know it was his car so it sells for more.
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Chrysler employee: *googles Christine Weston Chandler*
Chrysler employee: "Ah, it says here he shits himself constantly and live in a house that's unironically, debatably dirtier than a zoo cage. Yeah better just keep this to myself"
 
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CoolGuyHitler said:
Chrysler employee: *googles Christine Weston Chandler*
Chrysler employee: "Ah, it says here he shits himself constantly and live in a house that's unironically, debatably dirtier than a zoo cage. Yeah better just keep this to myself"
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Alternatively, I feel like this might happen.

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